Wealth Is A Choice
“Bo, can I be honest with you?”
“Sure,” I answered Mandy (not his real name), a dear friend of many years.
“Please don’t be offended. But I feel you’ve lost your focus on the Lord.”
I knew it took a lot for him to say that to me. I felt his discomfort. I was also disturbed by what he said, coming from someone I trusted. Mandy is a lay missionary who has been serving God for the longest time I can remember. He was the leader of a network of prayer groups.
“I welcome your input. Please go on,” I said.
“I’ve been reading some of your articles and I feel uncomfortable about your topics on finances. I just feel you lack trust in God now. You depend on your businesses more than on the Lord.” (This conversation took place five years ago, when I began writing about money.)
“What makes you say that?” I asked him.
“Because I remember the old Bo. When you were poor. When you had no money. When you stood on the street, with empty pockets, praying to God for your bus fare to preach in a prayer meeting.”
“Those were good days,” I said.
“Bo, I’m still poor today. There are days when I don’t have money for my needs. But every time, God provides. And I see so many miracles. But you’ve become rich, Bo. You’re different now. I really pray hard for you. May you remain pure.”
I said, “Thank you so much. I need your prayers.”
After Mandy left, I searched my heart and confronted God.
But all I could find was peace. My decision to get into business, my decision to teach finances, my decision to become wealthy—I felt even more convinced that God was smiling at me. As crazy as it sounded, I’ve found God in the worldly. I’ve found God in business and profit. It was absurd, but I felt closer to Him more now than I’ve ever been.
That was five years ago. Today, my conviction is as strong as ever.
Since then, there have been many times when Mandy called for help. Tuition fees for his kids. Hospital bills for his father. Electric and telephone bills. And his ministry needs.
Each time he’d call me up, he’d be very embarrassed. I knew that he was the type of person who would rather starve than ask for help. But he had no choice. He was asking for his family’s needs.
Each time, I was very happy to help out my friend. But every time he came to me, desperate and troubled, I saw what my life would have become if I didn’t decide to work on my finances.
Mandy and I are both missionaries. (I still devote 90% of my time to ministry.) But here’s the difference: Mandy chose to be poor. I chose to be rich.
My message? Wealth is a choice.
I believe God leaves that up to you.
What’s your choice?
Get Financial Mentors
How did I become rich?
I added to my mentors.
Being a missionary, all my mentors were other religious leaders. Not one of them knew much about money.
Here’s a simple lesson in life: You become like the people you hangout with.
So I prayed and searched for millionaire mentors. God answered my prayer and I found them, one by one. I learned from them and my life has changed 180 degrees.
From being poor, I now have many income streams. I’ve invested in real estate, buying foreclosed properties from banks and turning them into rental properties. I’m earning passive income from my other businesses. I’ve also learned how to invest in the stock market. It’s been an amazing adventure.
But what’s more amazing is the incredible freedom I have to help others.
If you want that freedom, I encourage you to learn more.
You don’t have to attend my seminars. There are other seminars out there. Look around. You don’t even have to read my books. Read other books on money.
But my seminars and books have a distinct advantage: They have a very strong spiritual perspective. It’s an essential part in transforming your mindset. I believe that wealth is God’s gift and we need to use it for His purpose.
If you’re in Metro Manila, join me and my Financial Mentors at the Truly Rich Financial Coaching Program on September 18 to 19, 2009. Learn the various strategies I used to become wealthy. Learn from the same mentors who mentored me. It’ll bless your financial life.
For more information, click here.
May your dreams come true,
Bo Sanchez
PS. So what do you choose? You get what you choose. If you’re choosing wealth, I’m inviting you to join me at the Truly Rich Financial Coaching Program on September 18 to 19, 2009. I know it’ll help you expand your financial world. For more information, click here now.
PS2. Living Abroad? If you live in a foreign country or in the provinces, you can learn from me and my financial mentors “virtually” through my TrulyRich Club. Each month, I’ll “invest” into your mind via PowerTalk audio CDs and the WealthStrategies Newsletter, plus special interviews with my mentors. You’ll love it. You can even try it out for 2 months for free (just pay for postage). For more information, log on at the www.TrulyRichClub.com now.
PS3. Do you live in Cagayan de Oro? My internet marketing guru Jomar Hilario is giving a Hands-On Internet Marketing Workshop in Cagayan de Oro on September 3 to 4, 2009. For 16 hours, you’ll be in front of the computer, as he guides you how to create your internet business. One of my biggest income streams is my internet marketing business. Find out if this is for you. For more information, click here.
Filed under: Blogs by bosanchez
hi! when will be the next offer of this workshop? thanks!
Dear Bo Sanchez:
I’ve been planning, dreaming, wishing, imagining myself writing to you. You see, I”ve read your book just recently, the “8 Secrets of the Truly Rich.”
I have heard God’s voice from so many people and circumstances in my life and truly, I have heard Him again speak to me in your voice, or should I say, in your words since I haven’t heard you speak, yet.
I hear your sincerity, again more strongly after reading this blog. I hear your sincerity because I can so much identify myself with you - about being a poor, crazy guy who decided to leave everything including his deodorant (hahaha!) to follow God.
Although in a much different way (mine was an endless struggle, like a forty-year journey going round and round and ending up in the same place where I began), I was poor and crazy about God and am still poor and crazy about God.
There’s so much I want to say in response to what you are saying about choosing to becoming truly rich. Bo, I don’t even know where to start but I want to be truly rich too like you, for my family foremost, for myself, for others.
Most immediate now is I want to know if you have a similar seminar/coaching for those who are in Iloilo City?
Thank you, Bo, for inspiring my husband and I, for awakening our hopes and dreams for a better life for our children, spiritually and materially.
Sincerely,
Laralournie
hi brod bo,
God day to you.
just want to thank you for being God’s instrument to about wealth. yes, to be rich and to be poor is a choice. i can narrate you because i am also a charismatic leader before. i remember when one of my co charismatic said to me that i am possessed by the devil because i want to be rich to help others. in fact, i apply to game ka na ba just to be a contestant in order for me to win and my winnings will go to our community. my heart is bleeding everytime someone ask for financial help but i cant give.
today i am still struggling on my way to financial freedom. i read many of your books and larry and trace too.
i am a member of the truly rich club but i think it was cut because i surrendered all my credit cards because i have a huge debt on it.
i did not received any newsletter any more from truly rich club. sana lang kung pwede ma member na e deposit lang sa account maybe i can continue.
i hope i can email you but don’t know how to contact you.
i am living in butuan.
God bless and more power.
wealth indeed is a choice and is a blessing. being rich does make one any less pure, it’s even an instrument to be able to help those less unfortunate brothers and sisters.
keep inspiring people, bro. bo. as you said, pray with bold massive action.
Hi Bo,
My first time to wander in your site here. I truly and strongly agree with your insights. Wealth is a choice. But though, wealth must still be meant not only for financial wealth but also and importanly spiritual wealth. It’s good to see persons who have these two kinds of wealth combined.
i posted some of the same ideas to my social network, and some of my “religious friends” replied, just do the right things,work hard,do good and that’s enough.no need to be rich.funny they are really trying hard,working hard to earn money.and if you will ask them why they are working hard,they will answer back that they want stable life….i’m now confused….there are ways to get rich even without working hard,legally and spirtually.and i think bro. bo’s way is one of the effective one…..i will not hesitate to learn it ……
Hi Bro Bo and to all our brothers and sisters in Jesus Christ. I came across this blog of yours again and your soulfood newsletter with the topic “My TrulyRich Club
Isn’t For Everyone”, i do believe it is not by accident that i did.
A lot of people, including me, have a misconception about being rich. It was not until I joined a MLM business that I started reading about faith and wealth. People are confusing money, wealth, being rich, a success in business as being unfaithful to God. True I should say, if that person does not have a firm grip of his faith, his self and his purpose for having money and wealth.
Although I did not gain any financial success from the business I started, my search for God’s answer regarding money matters led me to know Him more and start to learn more about how He uses everyone for His purpose in heaven and on earth, poor or rich, and how He can enrich our lives in all aspects. We just need to know our priorities; Faith, Family, Finance, Fitness, Fellowship.
One thing I did gain over the loss from my “self-driven” financial freedom quest is that it made me to stop, listen, and ask God what He truly wanted from me. Yes, from me and not for me. I don’t have the perfect life but now I’m learning how to live a God’s purpose driven life. Not what I wanted to do with all the wealth He will bless me someday but what He wants me to do with those blessings for His Glory, if that is His will for me.
The verse “seek first the Kingdom of God, and His righteousness, and all things will be added unto you” makes more sense to me now.
Thanks Brother Bo
As for our brothers and sisters who are still afraid to get rich in all areas of their lives, ask God. He still speaks to us in wondrous ways, only if we listen.
May God be praise!
Bro. Bo,
I finally was able to attend your truly rich seminar last Aug. 29, 2009. Thank you for the tips and the insights. I will do as much as i can, especially the 70-30 rule. I feel as though my life is going nowhere right now. I am debilitated by my debts and as you said, financial stupidity. I pray to God everyday to help me and free me. I think one of the things God wanted me to see is your seminar. Please pray for me and my family. May i strongly, with utmost conviction, trust in the Lord will all my heart and with all my soul. May Mama Mary hold me always in her care. Thanks, Bro. Bo, i hope i can talk to you sometime. I’ll bring my wife next time.
With respect to our G-d given talents and blessings I believe we should learn how to handle our finances.
I am an OFW and I wish to share something for my fellow workers. Last month before I came back from my vacation our Loan Association in Makati told me that I had money in my account with them. It surprised me because I didn’t remember any savings with them.
“ Mr Trono, natatandaan niyo po bang may inallow kayo sa aming magdeduct ng 200 Pesos from your remittance every month? Tanong sa akin.
“Ah, oo pero 200 pesos lang yon. Kinalimutan ko na .”, I said.
Ang total amount na ngayon e 12,000 pesos! May check pa po kayo ritong 3,600 pesos dahil sa last dividend niyo.
That meant na 15,600 pesos na ang naging savings ko! I could have bought a new laptop with that.
The other day during my daily morning walk at the seaside I came to realize that if I would increase my savings with the Association ten times, I should allow them to deduct 2000 pesos from my monthly remittance instead of 200 pesos.
By then after 4 years, I would expect to have 150,000 pesos in my account without me noticing it. If however, I put in 20,000 each month, I would have 1.5 million pesos.
This is a good reminder for OFW’s, my dear brothers. A 200 peso bill is equivalent to about 4 dollars only. How many of this has been wasted each month?
Bro Bo, it’s high time we Filipinos try to consider doing little good things regularly so that after some time we would appreciate the blessings that our Father G-d has been giving us.
There was I time I was confused. Not anymore. I too choose a better life. I didn’t say rich? Yes I did. I choose financial freedom for me and my family.
Hello po, Janah here.. Are you employed? Unemployed? Or preparing for your retirement? Have extra time but don’t know how to use it to be more productive? Have savings? Or in debt? You want to know how to manage it in most practical way? You want to increase your knowledge? If you want to know about investment such as mutual fund, stocks, bonds, etc., I’m inviting u 2 attend our IMG-FREE Wealth Academy Program. Free po naming binibigay to at mga Professional Financial Advisers po ang mga nagcoconduct ng training.. By the way, Bro. Bo Sanchez is one of our Marketing Directors here and Mr. Rex Mendoza too. Mananatili ka na lng bang ganito? Start it now before it’s too late! Make use of your time to learn rather than wasting it. Remember it’s better to sacrifice now and enjoy later than enjoy now and sacrifice later.. Invest your time for Financial Literacy!
Schedules:
Monday, 7pm
Wednesday, 7pm
Saturday , 2pm
@ 3rd Flr. King’s Court Bldg. Bldg., Pasong Tamo, Makati City
TOPICS:
Series 1 Money Management Strategies
6 Steps to Financial Independence
How Money Works
The Wealth 4mula
How 2 Build a Solid Financial Foundation
Series 2 FINANCE & INVESTMENT 101
Diff. Investment Vehicles & Strategies
How 2 Bypass the Middleman &
Become Your Own Financial Adviser & Broker
Mutual Funds, Diversification, Money Cost Averaging, etc
Series 3 CREATING MULTIPLE PASSIVE INCOME STREAMS
The Diff Sources of Passive Income
How 2 Create Passive Income Streams
New Concepts in Making Good Money
NOTE: CERTIFICATES WILL B GIVEN ON SERIES 4
Here’s an outline of the series:
Series 1: Money Management Strategies
Series 2: Finance and Investment 101
Series 3: Creating Multiple Passive Income Streams
Series 4: Upstart School (Compensation, Promotion Guidelines, & System)
Series 5: Train The Trainees - Business Format System
Series 6: General Concepts of Investment and Insurance
Series 7: The Do-It-Yourself Financial Check-up
Series 8: Builder’s Mindset - Achieving Enduring and Lasting Success
Series 9: Building Multiple Outlets Business
Series 10: Distinctions in the Mind of Winners vs Losers
Series 11: Winning BIG in Life
Series 12: The Spiritual Side of Money
Series 13: What It Takes To Be Great
Series 14: The Winning Principles
Series 15: The Holy Use of Money (by Fr. Philip Bersabe)
Series 16: Estate Planning (by Atty. Tina Navarro)
Series 17: Financial Check-up and Review Workshop
Series 18: Health Management
Series 19: Developing Your Best Product = YOU
Series 20: Train The Trainers
*S1, S2, S3, S8, S10, and S12 are open to all, even to non-members.
**Series 1 & 2 are now incorporated in:
1) Couples For Christ (CFC) program for its members
2) Bo Sanchez’s Financial Coaching Program
Our Current List of Product Providers are as follows:
Real Estate:
AyalaLand - the biggest RE developer in the Phils.
CrownAsia - sister company of Camella & Brittany
DMCI
Mutual Funds:
Philequity Mngt, Inc. (PEMI) - #1 Stock/ Equity Fund in the Phils.
First Metro Asset Mngt, Inc. (FAMI) - MF of Metrobank Group
Philam Asset Mngt, Inc. (PAMI)
United Fund, Inc.
Prudentialife Optima Funds
MAA
Life Insurance:
Cocolife
Grepalife
Non-Life Insurance:
Malayan Insurance - biggest NL insurance company in the Phils.
Malaysian Assurance Alliance (MAA) - one of the biggest in Malaysia
UCPB Gen
Short-term Healthcare:
Kaiser International Healthgroup, Inc.
MediCard Phils.
Cocolife
Intellicare
Long-term Healthcare:
Kaiser International Healthgroup, Inc.
As IMG brokers, WE all have three (3) Opportunities:
1) Financial Literacy: we have the opportunity to master financial management & investments, become our own financial adviser, and not rely on others to plan for our financial future.
“Money without financial intelligence is money soon gone.”
- Robert Kiyosaki
2) Bypass the Middleman: while we become more financially literate, we also have the opportunity to gain direct access to the financial industry by becoming our own broker. Whatever financial product we need, we buy from ourselves and get the commissions.
“Bypassing the middleman is one of the greatest secrets of the rich…They just let their money go around, and never go through a middleman.”
and lastly,
3) Entrepreneurship: we also have the opportunity to increase our cash flow by building our own brokerage business in the biggest industry in the world—the Financial Industry. And in the process, we have the opportunity to educate more people and help change people’s lives.
“Never rely on a single source of income.”
- Warren Buffet, the world’s greatest investor & one of the richest men
Our Mission: No Family Left Behind.
Our Vision: To Lead and Dominate the Financial Industry.
just email me @ norjie_039@yahoo.com.ph or text me @ 09105013342
for early reservations. Limited seats only! Visit us in http://www.img-corp.com
Thanks and God bless.
On this post you made some excellent points on the way we choose are circumstances concerning wealth. I find this a really interesting subject.
To be sure, our Creator, whom the Bible calls “the happy God,” wants us to lead happy, successful lives. (1 Timothy 1:11; Psalm 1:1-3) Moreover, he blesses those who please him. (Proverbs 10:22) But for us today, is that blessing merely a form of material prosperity? The answer becomes clear when we understand where we are in the stream of time according to God’s purpose.
Bible prophecy reveals that we are living in “the conclusion of the system of things,” or “the last days” of the present world. This era would be marked by warfare, disease, famines, earthquakes, and a breakdown in society—conditions that have plagued mankind on an unprecedented scale since the year 1914. (Matthew 24:3; 2 Timothy 3:1-5; Luke 21:10, 11; Revelation 6:3-8) In short, this world, like a foundering ship, is about to sink! In view of those facts, would it make sense for God to bless each of his servants with material riches, or would God have other priorities for us?
Jesus Christ compared our time with the days of Noah. Jesus said: “As they were in those days before the flood, eating and drinking, men marrying and women being given in marriage, until the day that Noah entered into the ark; and they took no note until the flood came and swept them all away, so the presence of the Son of man will be.” (Matthew 24:37-39) Jesus also compared our days with the days of Lot. Lot’s neighbors in Sodom and Gomorrah were ‘eating, drinking, buying, selling, planting, and building.’ “But on the day that Lot came out of Sodom it rained fire and sulphur from heaven and destroyed them all,” Jesus said, adding: “The same way it will be on that day when the Son of man is to be revealed.”—Luke 17:28-30.
To be sure, there is nothing wrong with eating, drinking, marrying, buying, and selling. The danger lies in being so absorbed in those things that we take no note of the urgency of the times. So ask yourself, ‘Would God be doing us a favor if he were to bless us with the very things that would fill our lives with distractions?’ On the contrary, he would be doing us a great disservice. That is not the way of the God of love!—1 Timothy 6:17; 1 John 4:8.
However, God does not expect his faithful servants to be ascetics. Rather, he wants them to be content with life’s necessities so that they can focus on serving him. (Matthew 6:33) He, in turn, will see that their material needs are filled. Says Hebrews 13:5: “Let your manner of life be free of the love of money, while you are content with the present things. For [God] has said: ‘I will by no means leave you nor by any means forsake you.’”
Do not settle for less by being deceived by so-called prosperity theology, which, in reality, is distraction theology. Instead, heed Jesus’ loving but urgent words: “Pay attention to yourselves that your hearts never become weighed down with overeating and heavy drinking and anxieties of life, and suddenly that day be instantly upon you as a snare.”—Luke 21:34, 35.
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