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The Secret of Retiring Rich:“Money Cost Averaging”

Sorry, no 9-page article for you today. (Thank God.)

Instead, I just want to give you a little follow-up on how to create your own multi-million Retirement Fund.

Let me tell you a story.

Last week, I talked to my 80+ employees.

From managers to janitors.

I loved it.

Because I don’t see them often.

You see, I’m a lazy boss. More importantly, I also have a fantastic team of leaders in the office. So I get out of their way as much as I can.

Obviously, my staff was wondering why I was meeting them.

I took the microphone and announced, “I’m here to make sure that when you retire, you retire as multi-millionaires.”

You should have seen their faces. Some were probably thinking if someone spiked my breakfast with shabu.

For the whole morning, I taught them how to invest in the Stock Market.

Janitors. Messengers. Clerks. Managers. Everyone.

Basically, I shared the stuff I wrote to you last week, “How To Be A Billionaire” and my Ebook, My Maid Invests In The Stock Market…And Why You Should Too! (Note: I give this away to my TrulyRichClub members.)

But yesterday, I also was able to answer their questions.

I’m sharing some of my answers to you below.

Because they might be your questions too.

If you haven’t read my article yet, How To Be A Billionaire, better start with that first. Click here to go to How To Be A Billionaire

Now for those great questions they gave me…

Question: “My father lost money in the Stocks. How can I be sure I won’t lose my money too?”

Bo: Your father is normal. Statistics say that 85% of people lose their money in the Stock Market. Because they were trading. Most likely, your father was trading. But today, I’m not talking about trading the Stock Market. Trading means buying and selling stocks constantly, trying to “time” the market. That should be left to experts. I’m talking about long-term investing. Ten or twenty years. This is the right away of investing, and I’ll teach you how to do that.

Question: “Will my Stocks grow at 20% every year?”

Bo: No, it won’t. For example: One year, your investments will fall by 20%. The following year, it will rise by 30%. The next year, it falls by 10%. And so on. It’ll be a roller-coaster ride. But if you put tiny amounts of money every month over a ten or twenty year period, the average growth will most likely be 20% per year IF—and that’s a big IF—you follow the simple money-cost-averaging strategy I’ll teach you.

Question: “Is that realistic? 20% average growth?”

Bo: Stock Market Analysts didn’t pull this figure out of thin air. They base this projected growth on past history. They backtracked 20 years ago. This is what they found out: If a person invested small amounts of money every month in top-notch, solid, great companies, the average yearly growth was 20%. That’s the power of money-cost-averaging.

Question: “What is money-cost-averaging again?”

Bo: Investing small amounts of money each month over a period of ten to twenty years. Only in great companies. Money-cost-averaging is the secret of the wealthy.

Question: “You tell me to invest in great companies. But I’m not an expert. I don’t know if a company is great or not.”

Bo: I’ll tell you what these great companies are. In fact, I already wrote a list of these companies in my Ebook, My Maid Invests In The Stock Market… And Why You Should Too! Stock Market Analysts study all the companies in the Stock Market. That’s all they do the whole day. I simply pass this information to you.

Question: “But don’t great companies also go bankrupt?”

Bo: Some of them do. But that’s why analysts watch these companies like a hawk. If you’re a member of my TrulyRichClub, I’ll send you my monthly Stocks Update. Through my newsletter, I’ll warn you if you need to stop investing in a particular company, sell your shares there, and invest in another company.

A Company Of Multi-Millionaires

After my talk, it was pretty noisy.

Everyone was talking, asking questions, and filling out application forms.

My 80+ employees were filling out their Citiseconline application forms, asking help from one another. (Note: Citiseconline is our preferred online broker. They’re the best. They also have a “missionary” goal of helping “smaller” people learn to invest.)

I also instructed Weng, my Chief Accountant, to offer the entire staff “automatic salary deduction” each month—so they won’t forget. This is voluntary of course. But many took the offer.

I thank God I’m the boss. I can do things like this.

I told them, “When you retire from this company, you’ll get the usual retirement pay employees get. But don’t depend on it. Because it’s very small. It won’t last. But if you invest the way I’m telling you to invest, you’re creating your very own Retirement Fund. Even if you just invest P2500 a month, you may end up having P5M in 20 years.”

That day, my 80+ employees went back to their work happy. Very happy.

Because they’re taking charge of their financial future.

Now here’s my question: Are you?

I pray so.

May your dreams come true,

Bo Sanchez

PS. I’m Committed To Make You Rich. But Are You? I’ve learned that there’s a big difference between wishing to be rich and being committed to be rich. If you’re committed to becoming rich, I’m personally inviting you to join me in my How To Be Truly Rich Seminar on April 10, in Pasig. It’ll change your financial life. Aside from changing your money mindset, I’ll talk about how to use the Stock Market to create your very own multi-million Retirement Fund. Don’t delay. Before you run out of seats, sign up now! For more details, click here.

PS2. Not living in Manila? I can still guide you in your financial life wherever you live—here or abroad. How? Join my TrulyRichClub now. Once you become a Gold Member, you’ll receive my twice-a-month Audio PowerTalks, my weekly WealthStrategies newsletter, and a collection of my Ebooks brimming with practical wisdom. Including my powerful Ebook, My Maid Invests In The Stock Market… And Why You Should Too! You’ll also receive my monthly Stocks Update newsletterto guide you in how to create your multi-million Retirement Fund in Stocks. Personally, I believe now is the best time to get into Stock Market. Don’t wait. Seize the opportunity. For more details, log on at www.TrulyRichClub.com now.

Filed under: Blogs by bosanchez

57 Responses to “The Secret of Retiring Rich:“Money Cost Averaging””

Carol, on March 29th, 2010 at 11:07 am Said:

Hi Bo,

I am already a member of Truly Rich but up to now I am not receiving a copy of your Ebook My maid invest in stock market. I am so eager to read that book. Please send me a copy.

Thanks

Carol
tops, on March 29th, 2010 at 11:52 am Said:

Hi Carol!

You should go to the homepage of the Truly Rich Club and click the member’s link above. Then you have to log-in to enter the site for members, and there you’ll find a link to download the free Ebooks.

Tops
jorge, on March 29th, 2010 at 2:24 pm Said:

hi bo… i’m very much interested to join in trulyrichclub but until now i’m waiting for you approval… i already emailed the requirements… thanks
marie, on March 29th, 2010 at 3:20 pm Said:

Hello Bro. Bo,
As I read your articles regarding how to be a millionnaire by investing in stocks, i’m more and more convinced. I don’t usually trust anybody for my hard earned money but because of the coaching I received from you as a subscriber, i truly want to be part of your millionaire’s club. How do I register?
mel, on March 29th, 2010 at 3:35 pm Said:

Hi Bro. Bo,

Question po. I’m already a member of the Truly Rich Club and also started investing thru citiseconline (THANK YOU SO MUCH!). Pwede ko po ba i-share sa officemates ko ang mga nare-receive kong newsletters even though they’re not members?

I prefer kasi that they become members so they’ll be guided accordingly. Para tama ang kanilang reason for investing and not just for personal consumption.

Please advise.

Thank you.
rebie, on March 29th, 2010 at 4:02 pm Said:

Hi Bro. Bo,

i’m taking a leap with your advice. visited citiseconline and it required 25k to initially fund the account. how did you do with just P2,500? please help thanks much
joni, on March 29th, 2010 at 5:02 pm Said:

I want to invest in the stock market starting this april. but how?I mean i’m overseas right now doesn;’t have plans of going home yet..where can i deposit the money?in citiseconline?i’ve been reading your articles about this but i’m still confused….anyway if you can guide me where/how to deposit my money for the stock market i’d be again so thankful to you…God bless always….
meenje, on March 29th, 2010 at 5:05 pm Said:

may i have the same query as that of Rebie. Citiseconline requires initial fund of of 25k. How do you do it with just P2,500 for your staff? thank you and god bless you more.
CFD Trade, on March 29th, 2010 at 6:58 pm Said:

I also would like to ask if you have a special deal with citiseconline because it requires a 25k initial fund. You also need a minimum of 5k per transaction afterward. So how can you invest a min of 2500?
Furthermore, can you not share the ebook “My Maid Invests In The Stock Market… And Why You Should Too!” to your Kerygma family as well?
niq, on March 29th, 2010 at 7:16 pm Said:

Hi, Bo.

I share the same sentiments with rebie & meenje. You mentioned in your article that a mere 2,500 as initial investment in Citiseconline will do. How do we go about it? Please shed some light on this.

Thanks.
josephine del rosario, on March 29th, 2010 at 7:42 pm Said:

hello bro bo,

i also have the same sentiments as the rest. If citiseconline requires an initial fund of 25k, how did your maids and the rest of your employees open an account?

i want to invest but please clear me regarding this matter.
bosanchez, on March 29th, 2010 at 8:09 pm Said:

Hi Everyone.
To all those asking the minimum required by citiseconline. Yes, they require P25T for regular investing. But ask for their “Easy Investment Program”. The initial amount is only P5000. After that, you can choose how much you will give. For example, my helpers give P2000 a month. By the third month, when it reaches P6000, they put it into the stock market.

For those who are asking for my ebook without being a trulyrichclub member: I’ll be sharing my ebook to everyone soon. But I had to share it to my trulyrichclub members first.

Here’s why. From experience, learning the “how to” of investing won’t make you an investor. Reading about it in an ebook isn’t enough. I’ve learned that investing needs a total mindset change. It’s a lifestyle change too. And that’s what the trulyrichclub will give to you.

Keep learning, my friends.
I pray for your prosperity.
God bless you!
Bo
Jay, on March 29th, 2010 at 9:31 pm Said:

Amen. Thanks Brother.
dolor santiago, on March 29th, 2010 at 9:56 pm Said:

Thank you very much for ur prayers and God bless you, too!
madzee, on March 29th, 2010 at 11:20 pm Said:

can i work for your company bo? hahaha… for sure your leadership is great!
Dian Sia, on March 30th, 2010 at 12:40 am Said:

Bro Bo,

I love these kind of articles but I also missed your spiritual articles..

Thanks,

Dian
Malou, on March 30th, 2010 at 12:58 am Said:

Hi, Bro. Bo,

I`m kinda hesitant to joint the club coz I don`t know if I can afford to join those stocks. First and foremost, I don`t really know anything about stocks and secondly leaving abroad is not that easy too. I have small kids and I`m not so sure if I can afford to risk what me and my husband have right now. As majority thinks, people who leaves here has a lot financially. But were one of those that are not as well of as others. Please help, Bro. Bo. What is your advice? Thanks in advance.
VIOLY, on March 30th, 2010 at 1:00 am Said:

Hi Bro. Bo,

Im violy, Im here in Michigan and I want to be a part of the Truly rich club, Do we get a monthly ,quarterly , or annually report for what we invest?
And thank you very much for your inspirational experiences.
More power to you Bro. Bo.
Dark Knight, on March 30th, 2010 at 4:51 am Said:

For those how doesn’t have a big appetite for risk, try ACPR. It is Ayala Land Preferred Share. It’s selling at P108 per share right now and yields around P9.5 per share. So that’s roughly 8% for you every year, way higher than ANY time deposit you can find. They pay the dividends every quarter.
Dark Knight, on March 30th, 2010 at 4:53 am Said:

erratum…it’s Ayala CORPORATION Preferred Shares ‘B’
linda, on March 30th, 2010 at 5:07 am Said:

Hi Bro. Bo,
Actually matagal na ko ng gustong sumali sa stock market, but I’m living here in abroad, and already 57yrs. old, at the age of 60 or 65 ay retire na ako. How can I do that, already 30yrs. abroad and no experience about stocks.
Matagal na akong member ng Kerygma Family, receving your article almost everyday, I’m still scared of doing that,
I need your advice.
Thanks

Linda
Kristina, on March 30th, 2010 at 6:13 am Said:

I’ll be joining soon!
Gener, on March 30th, 2010 at 7:21 am Said:

God Bless you Brother Bo…thank you so much for your guidance…I do pray that I will be able to Invest also in Stock Market and follow your advice on how to become Truly Rich.

I’m still having a hard time making ends meet for me and my family….But this I do know…One Step at a time…I will be able to do what you are teaching us…Again Thank you Very Much!
Adrian, on March 30th, 2010 at 9:55 am Said:

thank you for sharing this knowledge to us bro. bo.
Rob, on March 30th, 2010 at 11:57 am Said:

Hi Bo,

Thanks for sharing this great infomation to us, I am new to your soul food email, However I am really eager to learn and follow your recommendation.
But there is one question that I’d like to ask, I am based in Australia and have no connection, no colleague or family in Phillipines. Is this idea still applicable to me? or can this be done in Australia?

Once again many thanks for the information and God bless you n your family with all your endeavour!

Kind regards,

Robbyn
Ben, on March 30th, 2010 at 1:23 pm Said:

Hi Bro Bo,
I’m interested in TrulyRichClub but I’m based in Singapore. Are your stock tips mainly on Philippine stocks? Do you give stock tips on Singapore or other international stocks?
Can someone like me (already migrated) benefit from Citiseconline?
fortune, on March 30th, 2010 at 1:52 pm Said:

hello everybody:

for those who want to join the truly rich club, email me at fdelrosario7710@yahoo.com.. and i tell you more about it and how it changed our finances.. it doesn’t matter if your based in Singapore, middle east, anywhere… the club will reach you coz its an online club..

also, for those who are interested in the stock market.. email me as well (fdelrosario7710@yahoo.com) or visit this website http://fortune-finances.blogspot.com to learn how my husband and I are growing our retirement fund thru the stock market..

Godbless you all!!!
Lando Ortiz, on March 30th, 2010 at 2:36 pm Said:

Last January, I attended the free seminars of Citiseconline complete with handouts. I opened an account with them after and last March 19 I put my money into stocks, all from premium growth companies suggested by Citiseconline. I plan to invest monthly using the Easy Investment Program of Citiseconline because I believe in this money averaging principle mentioned by Bo.

I can relate with many brethren who have questions simply because they haven’t try investing online. Me too at first have questions but after attending the seminars and studying the handouts, I took actions and realized how easy to use the system.

I hope to help by answering your questions if you wish to email me at donjiltenor@yahoo.com.ph. I don’t claim to be an expert but I will share my experiences and knowledge acquired from different seminars I attended relating to achieving financial freedom.

No strings attached if I answer your email and no guarantee as well from my part that whatever works for me will also work for you. I will just share with pure honesty based on experiences and at the end of the day, it will be your call to make a decision.

I will be happy knowing I was able to help by sharing what I know. In the first place, financial education towards financial freedom is something everybody should be aware of. No family should be left behind.

I can also share some basic knowledge on mutual fund investing which I started doing in 2007 and it’s also because I read Bo’s articles and took actions.

Take actions to grow your wealth, be truly rich and contribute for a better Philippines.

May you all live in joyful abundance!

Lando Ortiz
myra, on March 30th, 2010 at 3:37 pm Said:

(NOTE: * For Non-Resident Filipinos a copy of one’s proof of income certified by employer must be secured and documents must be authenticated by the Philippine Embassy or Consulate. )

The documents they require brings hassle to me since its hard to secure proof of income certified by my employer most especially it will need to be authenticated by the Embassy.

Is there any other way to register without submitting such documents?

Thanks
bosanchez, on March 30th, 2010 at 4:40 pm Said:

Hi Friends,
For those who live abroad, you can still invest in the Philippine Stock Market via citiseconline. There are just some requirements. Please email loj@citiseconline.com for more information.
You may also invest in the stock market in your country. But I can’t guide you anymore. My guidance, through my trulyrichclub newsletter Stocks Update (which will come out monthly) will only cover the Philippine Stock Market. I will also mention the stocks I buy in the US Stock Market. But that’s about it. None for Singapore or Australia.
In the meantime, keep learning and growing!

I’m praying for your prosperity.
God bless you!
Bo
Ben, on March 31st, 2010 at 12:28 am Said:

Hi Bro.Bo,
Thanks for the info. I’ve sent email to loj@citiseconline.com.

I’m curious to know how you pick stocks. Do you follow certain techniques or principles? If we learn these methods would we be able to apply them to where we are?

Thank you.

Rgds
Ben
Ludy Q, Baclig, on March 31st, 2010 at 9:48 am Said:

Bro. Bo,

You’re really an angel bro. bo! Thanks so much! More
Power! Continue to shine for us!

Regards,
Ludy
Zenaida, on March 31st, 2010 at 9:53 am Said:

Bo,

I’m also curios about investing in the stock market and I’m glad to read all the posted information about it. I really would like to register in the truly rich club but i could not afford the monthly dues especially the 6 months deposit upon registering. Thanks God for the gift of wisdom and knowledge bestowed unto you and for sharing all this to us.

Naidz
Edgar T. Bahala, on March 31st, 2010 at 4:29 pm Said:

Dear Bo,

Thanks for the articles that truly inspire me.

One question: suppose I stop in citizeconline after say 5 years, how can I get my investments back?

Question 2: I plan to invest in citiseconline but I want to know more about it here in Davao. Does it have a representative here in Davao who I can consult to for details?

Thank you for your help on this. God bless you and the whole family!
Angelica, on April 1st, 2010 at 5:33 am Said:

Hi All,

A big thanks to Bro. Bo for patiently guiding us on how to create wealth.
I am a truly rich member and I live overseas. I am in the process of organising all the paper works to submit to citisec..and yes it’s a bit stressfull and costly too. But I am not discouraged since I wanted to learn more and bless others as well.
For any questions I have, I contact citisec. I am now in contact with someone (from citisec) who guides me personally in case I have questions about the paperworks, etc…we contact each other via email.

I wish everyone goodluck and God Bless!
Angelica
angel, on April 1st, 2010 at 8:38 pm Said:

i love your books and your articles.i really do, but as much as I really like them I gotta tell you I’m still a kid and I don’t have a salary ( i only depend on the P25 a day allowance my parents give me) and i can’t really get much from what your saying about stockmarkets and investing(though i might in the future) could you pretty please write some articles about God and all that stuff next time?pleeeeeeaaaaaase. thank you
Vicente E. Villarta, on April 2nd, 2010 at 11:08 am Said:

I want to join asap.
perla, on April 5th, 2010 at 2:09 pm Said:

Dear Bro. Bo,

Many thanks for this very informative and educative article (s) on how to manage our finances. I am interested to invest in the stock market and also in mutual funds ( with the little savings I have, but I am hesitant because I am not sure whether this is the right move. But with your constant guidance and inspiration, I am totally convinced that this will be positive. However, I do not know where and how to begin. Also, I am from Zamboanga City I do not know of any mutual fund here where I can invest…. Please help . Thank you and more power.
I’m gonna make it big! « A Chick Like Me, on April 6th, 2010 at 6:33 pm Said:

[…] Here is the article for you to read: http://bosanchez.ph/the-secret-of-retiring-rich%E2%80%9Cmoney-cost-averaging%E2%80%9D/ […]
Alma, on April 6th, 2010 at 7:29 pm Said:

I really would love to invest thru Citiseconline. But when i checked the website, the initial fund is 25k. I will have to save this up first… Is there a way to invest in smaller values like 5k?
janah, on April 11th, 2010 at 12:29 pm Said:

Good Day!!
I’m inviting u 2 attend our IMG-FREE Wealth Academy Program. Taga rito din po c Bo Sanchez…

April 12, 14, 7pm
April 17, 1pm
@ 3rd Flr. King’s Court Bldg. Bldg., Pasong Tamo, Makati City

TOPICS:

Series 1 FINANCIAL SOLUTIONS 2DAY
6 Steps to Financial Independence
How Money Works
The Wealth 4mula
How 2 Build a Solid Financial Foundation

Series 2 FINANCE & INVESTMENT 101
Diff. Investment Vehicles & Strategies
How 2 Bypass the Middleman &
Bcome Your Own Financial Adviser & Broker
Mutual Funds, Diversification, Money Cost Averaging, etc

Series 3 CREATING MULTIPLE PASSIVE INCOME STREAMS
The Diff Sources of Passive Income
How 2 Create Passive Income Streams
New Concepts in Making Good Money

NOTE: CERTIFICATES WILL B GIVEN ON SERIES 4
janah, on April 11th, 2010 at 12:32 pm Said:

Good Day!!
I’m inviting u 2 attend our IMG-FREE Wealth Academy Program. Taga rito din po c Bo Sanchez…

April 12, 14, 7pm
April 17, 1pm
@ 3rd Flr. King’s Court Bldg. Bldg., Pasong Tamo, Makati City

TOPICS:

Series 1 FINANCIAL SOLUTIONS 2DAY
6 Steps to Financial Independence
How Money Works
The Wealth 4mula
How 2 Build a Solid Financial Foundation

Series 2 FINANCE & INVESTMENT 101
Diff. Investment Vehicles & Strategies
How 2 Bypass the Middleman &
Bcome Your Own Financial Adviser & Broker
Mutual Funds, Diversification, Money Cost Averaging, etc

Series 3 CREATING MULTIPLE PASSIVE INCOME STREAMS
The Diff Sources of Passive Income
How 2 Create Passive Income Streams
New Concepts in Making Good Money

NOTE: CERTIFICATES WILL B GIVEN ON SERIES 4

may series din po for stock market at spiritual side of money…

just email me @ norjie_039@yahoo.com.ph or text me @ 09105013342
ressilyn malasmas, on April 19th, 2010 at 3:21 pm Said:

good pm bro. bo. how can i invest in citiseconline i am based here in santiago city, isabela
Sheila, on April 27th, 2010 at 3:31 pm Said:

Dear All,

I am living in Dubai, UAE and is part of a group called IMG, that shares Financial Concepts on how money works and how it can work for you. The group also provides information on what a Mutual Fund is, stocks etc. and how it works.

We are more than happy to share these information to Filipinos living abroad. We believe that the more people who understand how money works, the more people we can help. You can email me at shla_barba@yahoo.com. Take charge of your future!
jhaz, on May 2nd, 2010 at 4:10 pm Said:

hi bo,
please give me new skeds of the truly rich club. hope i could attend next time. thanks.
Jaizy, on May 13th, 2010 at 1:57 pm Said:

Bro.Bo;
Hi, Bro!!!Thanks for always sharing your blessings,..

May God Bless us all…..
Jonha @ Happiness, on May 14th, 2010 at 6:03 am Said:

Bo,

I have been considering to invest in stock market but I still feel like an idiot because I feel that I need to learn more. Just like you employees, I have many DOUBTS that are usually masked in questions. If there’s anyone in this thread who would like to share their thoughts or tips, I am just a click away.

I really want to be financially secure. I want to invest, but I am afraid to lost.
Ramgel Marquez, on June 23rd, 2010 at 10:53 am Said:

Hi,

I’m one of the member of Truly Rich Club and I can say that it will surely guide you spiritually and financially (Stock Market for Long Term and short term and other tips from Mentors like Jomar Hilario, etc… ).

From my experience, I earned more than my monthly fee, to top that, it actually reached the same amount as to what my salary is. (Cool!)

If you’re interested to join the Truly Rich Club please email me at ramgel.s.marquez@chase.com

- I will guide you on how to open an account to truly rich club
- I will guide you on how to open an account @ Citisec and on how to use and navigate on their web site.
- I will also ask my agent to assist you picking up your documents (Manila Residence Only)

Thanks and God Bless.
babe, on August 15th, 2011 at 9:17 am Said:

i want to learn more how to be financially stable, getting out og debts and saving more with a meager income of 20,000php a month.please help me, i have a family of 3, my husband, my son and me. thanks. More Power and God Bless.
TrulyRichClubber, on January 13th, 2012 at 5:54 pm Said:

You can read a good review of the Truly Rich Club here:
http://investinginthephilippinesstockmarket.blogspot.com/2011/12/truly-rich-club.html

Have fun investing!
Caroline Jaro, on April 28th, 2012 at 5:54 pm Said:

Hi Bro. Bo,

I am a college student. I’ve already read your E-Book on investing stocks. I am very interested in doing so but I don’t know how to start. I don’t have a regular job. I am just creating money through online entrepreneurship (which I learned from you). How can I put funds in citisec?

Please guide me.

God bless. =)
Michell Quilala, on September 18th, 2012 at 1:47 pm Said:

You may also check-out Philstocks if you are looking for an online broker to jumpstart your online stock trading. Here’s their website: www.philstocks.ph. They also offer free seminars every Tuesday and Thursday at 5:30PM.
Olive dionela, on November 10th, 2012 at 7:46 am Said:

Bro. Bo,
Thank you for your books, and for your articles,I learned so much, I have read your book my maid invest in stock market since 2011, and I started to invest in stock tru citeseconline that same year, I was 21 when I started to invest and already attended your financial seminars, out of my own savings, I’m really grateful that God
use you, to teach us people, so we have knowledge regarding on how to take charge of our finances, I hope and I pray that someday, 20years from now, I will going to harvest the fruits out of the seeds that I am planting today, thanks bro.bo, thank you so much.!
More power,
and God bless you so much more!
IRArbOfkgO, on December 1st, 2012 at 6:09 pm Said:

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truly rich club, on February 13th, 2013 at 8:22 pm Said:

All Filipinos must practice this secret ““Money Cost Averaging” WE MUST. for our Economy! Go Go Filipino!
Omeng, on May 13th, 2013 at 8:54 pm Said:

Hello everyone

For those asking how to join, here’s a free tutorial that will help you join the truly rich club - How to Join Bo Sanchez Truly Rich Club tutorial
Omeng, on May 13th, 2013 at 8:56 pm Said:

sorry here’s the working link
Click
here - How to Join Truly Rich Club

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