How To Be A Billionaire
One day, a man got lost walking in the desert.
The next day, he was still lost.
After two days under the scorching sun, he was very thirsty.
All of a sudden, he saw a little wooden shed.
He ran to it, thinking of only one thing—Water!
When he arrived there, he saw an old, rusty water pump sticking from the ground. He gripped the handle and began pumping like a mad man.
But nothing came out.
Disappointed, he stepped back how to make it work.
Looking around, he saw a jug covered with dust.
When he grabbed it, he saw a piece of paper stuck on it. The message read, “Open this jug and you’ll find water. Don’t drink it. Pour it instead on the pump. And you’ll have all the water you want.”
He popped the cork.
True enough, the jug was filled with water. Lovely, thirst-quenching, water.
Now imagine you’re that thirsty man.
For two whole days, you haven’t drunk water. Your mouth is so dry, your tongue is sticking to the roof of your mouth. You’re literally dying of thirst. And you’re now holding a jug full of water. But the message says that you should throw it away!
For a moment, your heart is torn.
What if the message was a joke? A cruel prank? What if you poured the water on that rusty pump and nothing happened?
But the man in our story chose to take the risk.
He closed his eyes, took a deep breath, and poured the water.
He held the handle and pumped like crazy.
A few seconds later, torrents of water gushed out. Indeed, he had more water than he could ever need!
He drank to his heart content. He also found water containers to bring with him in his journey and filled them up to the brim.
But before leaving the place, he filled the jug with water.
And underneath the sign attached to it, he scribbled, “I tried it. Believe me, it works.”
You Have A Choice:
Drink Now Or Drink Forever
This is a great picture of why people are poor.
The money that you hold now, no matter how small, is like that jug of water. And you always have a choice: You can drink now or you can drink forever. You can have money now or have money forever.
How? By investing.
A lot of people don’t invest.
They spend whatever they have.
I’ve met people who earn P10T a month or 50T a month or P500T a month—and they spend everything. (Yes, I’ve met a lot of high-income poor people!) That’s why their money pump remains dry. And they’ll remain poor forever. It really doesn’t matter how much people earn. What matters is how much they invest.
Investment is a crazy decision.
It’s as crazy as pouring that last jug of water into the pump.
Friend, you have money now.
It may be small but you have it.
And you’re standing in front of a money pump.
Actually, three money pumps:
· Business: Traditional, Franchise, Networking, etc.
· Property: Rental Property, Buy and Sell, etc.
· Paper: Bonds, Mutual Funds, Stock Market, etc.
But today, I’d like to focus on the “Paper” money pump.
Not everyone can start a business right away.
Not everyone can buy a property right away.
But almost everyone can invest in Paper Assets.
Friend, you have a choice.
Will you simply consume your little money?
Or will you pour it into the money pump—so that it produces more money for you?
I call this sowing in time of famine.
Don’t Wait For Better Times
Before You Invest
In the Bible, Isaac sowed in time of famine.
Crazy, right?
Shouldn’t you keep whatever seeds you have to eat?
But because he did that, the Bible says, that year he harvested a hundred times as much as he had sown, because the Lord blessed him. He continued to prosper and became a very rich man.
Wow.
If you want to be rich, you need to sow in time of famine too.
When you have very little money, that’s the time to invest.
Here’s a promise: The seeds that you sow in time of famine will give you your greatest harvest too.
Do you want to prosper?
Here’s a Bible passage that will tell you how.
Invest When Your Money Is Small
Proverbs 21:20 says, The wise man saves for the future but the foolish man spends whatever he gets.
Are you wise?
Let me tell you the story of Jack and Jill.
Jack and Jill went up the hill to get a pail of water.
Jack fell down and broke his crown and Jill came tumbling after. And the people who saw the horrific accident, they sang and clapped their hands, “Lalalalalala…” (Our nursery rhymes are very strange.)
If all this time, you’ve always been wondering what happened to Jack and Jill after their fall, now you’ll now.
Jack had brain surgery and he recovered.
But he had no health insurance—and his high medical expenses made Jack’s family very poor. This experience changed his life. The emotional pain created an inner resolve in him.
Jack told himself, “When I grow up, I’ll never be poor!”
At age 15, he started a small business.
Everyday, he sold peanut butter and jelly sandwiches to his classmates. Every month, he earned P2500, which he invested in the Stock Market. His uncle advised him to buy the stocks of strong, solid, great companies. For the next 5 years, he was faithful with his investments.
When he reached 20 years old, he volunteered in Anawim, a ministry for the poorest of the poor. He received only a small allowance and didn’t have any savings. From then on, he couldn’t add to his investments anymore.
Jill Saved At Age 27
Jill had a different life story.
The fall from the hill didn’t affect her too much.
No traumas. Except for a few scratches, she was okay.
She lived a happy-go-lucky life and didn’t save at all.
She worked as a mountain climbing instructor. So her fall from the hill affected her after all, at least subconsciously. She made it her lifelong goal to prevent people from falling.
But she lived like everyone else—spending her salary on “stuff”. Nothing was left at the end of the month.
But when she was 27 years old, Jack called up Jill and invited her again to “Go to a prayer gathering called the Feast.” There, she heard a handsome preacher say that it’s okay to be rich if your heart is in the right place.
That experience changed her life.
At 27 years old, she began to save P2500 a month. And like Jack, she also invested it in the Stock Market—the same strong, solid, great companies that Jack invested in.
She was so faithful to her investments, she didn’t stop until she reached 65 years old.
Happy Retirement
One day, when they were both 65 years old, Jack and Jill had lunch together after the Feast.
While waiting for their dessert, Jack said, “My service in Anawim is so happy and fulfilling. But I guess at my age, I think I’m ready to retire.”
Jill said, “Me too. At 65, it’s getting a bit difficult to climb mountains.”
That was when Jack touched her hand said, “Jill, remember that day we went up the hill to fetch a pail of water?”
“Yes,” Jill said. “You fell down and broke your crown and I came tumbling after. How can I forget?”
“Do you know why I fell?”
“Why?”
“Instead of looking at where I was going, I kept looking at you. I had a big crush on you.”
Jill blushed. “You did? Jack, I had a big crush on you too!”
For a few minutes, both of them couldn’t stop laughing.
Jack Pops The Question
That was when Jack looked at Jill and said, “I’m 65 years old. I don’t have much time left.” He knelt on the floor, held her hand, and asked, “Jill, will you marry me?”
Tears filled her eyes, and she said, “Yes!”
After a few hours of celebrating their old new love, they sat down to discuss their finances.
“How much money did you invest?” Jill asked.
Jack said, “That was a long time ago. For 5 years, from age 15 to 20, I invested a total of P150,000.”
“That small?” Jill looked at him with pity. She said, “For 38 years, from age 27 to 65, I invested a total of P1.17M.”
“Wow,” gushed Jack. “I’m marrying a rich woman.”
“I’ll take care of you,” she squeezed his hand. “But I wonder how much money we have?”
“Let’s take a look.”
Both of them called up their Stock Broker.
Both were totally shocked…
For Those Who Like To Look At Tables
Here’s what happened…
Jack Jill
15 30,000 0
16 30,000 0
17 30,000 0
18 30,000 0
19 30,000 0
20 30,000 0
21 0 0
22 0 0
23 0 0
24 0 0
25 0 0
26 0 0
27 0 30,000
28 0 30,000
29 0 30,000
30 0 30,000
31 0 30,000
32 0 30,000
33 0 30,000
34 0 30,000
35 0 30,000
36 0 30,000
38 0 30,000
39 0 30,000
40 0 30,000
41 0 30,000
42 0 30,000
43 0 30,000
44 0 30,000
45 0 30,000
46 0 30,000
47 0 30,000
48 0 30,000
49 0 30,000
50 0 30,000
51 0 30,000
52 0 30,000
53 0 30,000
54 0 30,000
56 0 30,000
57 0 30,000
58 0 30,000
59 0 30,000
60 0 30,000
61 0 30,000
62 0 30,000
63 0 30,000
64 0 30,000
65 0 30,000
Total Amount Investment:
Jill: P1.17Million
Jack: P150T
Total Retirement Money if it Grew at 20% A Year
Jill: P220M
Jack: P1 Billion
Jill Is A Multi-Millionaire;
Jack Is A Billionaire
If Jack grew his money at 20% a year by investing in great, solid companies through the Stock Market, he’s now a billionaire.
He did that by investing P150T some 45+ years ago.
Jill, because she invested late by 12 years, even if she invested a much bigger amount, P1.17M, has P220M “only”.
Are you 50 or below? You can retire with a few millions.
Are you 40 or below? You can retire with tens of millions.
Are you 30 or below? You can retire with hundreds of millions.
Are you 15 or below? You can retire with a billion.
How?
Sow in time of famine.
Don’t wait for better times before you invest.
Don’t wait when you have excess money.
Invest now while your money is small.
Because your greatest ally is time.
The Two Ways To Invest In The Stock Market
How do you invest in the Stock Market?
You can do so Directly and Indirectly
You can invest indirectly through a Mutual Fund Company.
There are many great ones around.
On average, you’ll earn 12% or more.
The key is to do this long term. That means for ten years or more, invest every month a small amount of money.
Or you can invest in the Stock Market directly.
If you put small amounts of money every month, buying stocks of great, solid companies (no penny stocks, please!), you can grow at 20% on average every year over the long-term. Again, only if you do this for ten years or more. Disregard the lows, the crisis, the recessions. Just keep investing when others are panicking. Sow in time of famine!
Some people will tell me 20% is an unrealistic number.
Not true. It’s really quite simple. In plain English, I teach people how to do it my TrulyRichClub. (More on this later.)
But the key is discipline.
You have to be consistent in investing every month your small amount of money.
How small?
My house helpers invest in the Stock Market already.
That’s how small.
A True Story
My three house helpers now partly own Ayala Land and Manila Water Co. Because they invest in the Stock Market.
How did they do it?
They changed their mindset.
They now have a goal: To retire with P5 Million in 20 years.
And I taught them a very simple system.
Each week, I meet my driver and my three helpers for prayer, sharing, and bible study. In these meetings, I coach them spiritually and financially.
For years, I noticed that nothing is left in their salaries. All their money goes to their families back home.
So I taught them a very simple system that changed their lives. If they can do it, you can do it too.
I discussed this system fully in my Ebook, My Maids Invest In The Stock Market… And Why You Should Too!
If you’re a TrulyRichClub member, you already received this.
Every month, I also send to my TrulyRichClub members a Stocks Update. Through it, I tell them what Stocks to buy, when to buy them, and when to sell them. To join, simply log on at www.TrulyRichClub.com now.
Warning: There are many scams out there that lure ignorant people from their hard-earned money and run away. Please be careful. If you have any questions, I’ve provided email addresses below for you to email.
Are you ready to change your financial life?
Let me end by giving you step-by-step instructions on what to do next…
Instructions:
Step 1: Invest 30% of your Income, Live on 70%
Why 30%?
First, invest 10% in the Kingdom of God. This is your investment for eternity. Tithing is your greatest investment. You tithe to the spiritual family that nourishes your soul.
Second, invest 20% into your Retirement Fund. For most, it’ll be in Mutual Funds or the Stock Market. For a few others, it’ll be in business and properties.
And then live on 70% of your income. Simplify!
Step 2: Invest First Before Spending
That’s why the Bible says to give Him the “first fruits”.
When your receive your salary, set aside your 30% right away. Don’t spend first and then invest what’s left. From experience, nothing will be left.
Step 3: Choose Between Mutual Funds or Stock Market
If you have fifty million or more, and if you’re sixty plus years old, I’ll point you to Bonds and even Banks to keep your money.
But for the rest of us, choose between Mutual Funds or the Stock Market to invest your long-term savings. By long-term, I mean 10 years or more. Each month, you add. But you don’t subtract. Call it your Retirement Fund to brainwash your mind that you won’t touch it.
What’s the difference between Mutual Funds and the Stock Market? In Mutual Funds, you pay a company to manage your funds. Like Philequity or Prudential Optima or ATR Kim Eng and Sunlife Financials or Philam Asset Management… For a small management fee, they take care of your investments. Many insurance companies also combine insurance products with investments, and you can look at those too.
But if you invest in the Stock Market directly, you manage it yourself. Obviously, you earn more if you learn to invest well.
And yes, you can also do both.
To avoid confusion (and to avoid scams), I’ve written down some resources for you to call or email below.
Mutual Fund Resources
If you like to invest in Mutual Funds, you can email my friends Lyndon Malanog and Fely Santiago. They’ll be happy to assist you. You can email Fely at fely.santiago@gmail.com or Lyndon at lyndonmalanog@yahoo.com now. They can also help you grow in your financial journey by giving you more opportunities to learn.
Stock Market Resources
If you’re interested in investing in the Stock Market directly, you can log on at www.citiseconline.com and attend their seminars. Or call them up at Tel. 6333777. For more information, you can also email helpdesk@citiseconline.com.
If you want my personal guidance on investing in Stocks, join my private group called TrulyRichClub. Each month, I email you a Stocks Update, giving you in plain English (no financial jargon) how to grow your Stocks investments. I tell you what Stocks to buy, when to buy them, and when to sell. Our long-term goal is 20% growth or more every year. To join, log on at www.TrulyRichClub.com now.
Do It Now
Last week, a 5-year old little girl came up to me and showed me her prayer card. She wrote, “I want to earn P1 Billion.”
If you showed that card to another Preacher, he would have patted the child on the head and say, “Be realistic. Aim for a lower number.”
Worse, another preacher would have said, “Little child, don’t dream of becoming rich. Stay poor and God will be pleased.”
You know what I told her? I told her, “Your dream will come true.”
I don’t only say that with faith.
Because today, I taught you how to express that faith through works.
Sometimes, people blame God for being poor.
Sometimes, they say that to be poor is their fate.
Some people even think God wants them to be poor to learn humility and total dependence on Him.
That’s all rubbish.
Because God has placed abundance in your finger tips.
God has given all that you need to prosper.
If you’re young, you can become a billionaire.
If you’re not so young, you can still become a multi-millionaire.
Today is the day that your life can change.
Make a decision that enough is enough.
I repeat: Don’t wait for better times before you invest.
The best time to invest is when your money is small.
That 5-year old girl has to invest now.
Grow your money.
Start investing.
May your dreams come true,
Bo Sanchez
PS. Avoid Confusion. Get guidance. Join my TrulyRichClub. Every month, receive my WealthStrategies Newsletter, my PowerTalks, my Stocks Update every month. Immediately, you’ll also receive my Ebook, My Maid Invests In The Stock Market… And Why You Should Too! To join, log on at www.TrulyRichClub.com now!
Filed under: Blogs by bosanchez
I believe in you Brother Bo and everything that you said in this article…thank you very much for the information.
I pray and commit myself to live in Holy Abundance…and Live to become Truly Rich.
Again Thank you Brother Bo…God Bless you always and your Family!
Thank you for you inspiring article Bo.
You are better than our politicians. You should run for president of the Philippines in the next election.
Thanks Bro. Bo. Thanks for the email ads that you provide for stock markets, etc. This is a cute, fascinating blog starring Jack and Jill, celebrating their “old new love” :).
Thanks again Bro. Bo.
God bless
So true, I started last 2007. I will re-evaluate my strategies.
Thanks for the advice.
Hi Kuya Bo,
I am one of those “I tried it. Believe me, it works.” Though I’m still in the journey to my billions. I’d like to say thank you for waking me up to open my floodgates of blessings since September 1, 2007.
I know, as I continue to be grateful, God will bless me more. Your teachings are holistic. It’s not about money alone — its about what money can do to bless others.
I also want to become a blessing like you are to me. Thanks so much!
bro. bo.. thank you for this message. it lifled up my spirit. yes…now i remember when JESUS said ” i have come not to harm you but to prosper you “.
im a cancer survivor and throgh the years of treatment and medicines, it wiped out all our savings. but GOD is so true to HIS word. HE healed me. with this article you wrote.. it gave me more reason to celebrate life.
i will keep it to my mind.. INVEST WHEN YOUR MONEY IS SMALL..
more power to you bro bo.
It was a great reminder to think about the value of time. At this stage in life, we will invest no longer so much for ourselves, but for our children.
Thanks Bro Bo. Very well said. I’m part of the mission to help spread financial wisdom to the Filipinos (primarily).
I’ll share/spread this to my facebook friends.
“The ultimate purpose of wealth is to help and love others”.
Thanks Bro Bo and investing in the stock market is one way to create your money machine..
God bless you always.
i’d like to start for my two grandchildren, but my children who are in their mid 20’s should be educated on the power of multiplication over time. how do an adult like me start investing for the small ones like the 5 and 4 year old grandsons of mine?
Bro. Bo,
Thank you very much. I am already on my 50’s and have only started investing last year. I am urging my children to invest at there early age.
I agree. We have to learn to save and invest. It’s sad that I’ve just learned of this recently because of what happened to my current business.
Hi Bro Bo,
Thank you once again for another great article.
We have the same goal. We want to help more people to become financially independent by teaching them how to invest and how to create their own retirement fund..
Your 8 secrets of the truly rich opened our eyes to a endless money making opportunities to help people to show others the greatest gift that we can ever give which is love.
Thank you! Excited to receive more articles from you.
Keep on inspiring others.
thank you much, brother Bo, for keep on inspiring me and teaching me the right purpose of wealth! im following your footsteps towards financial freedom because i want to give MORE.
God bless us more abundantly!
Thank you very much for the information bro bo.
I’ll tell my wife so we can plan for this kind of investments. We will email them to help us to start investing in mutual funds.
right now, We are attending CA2020 business community, they are coaching us to be financially free. They focus on earning passive income, Real estate, and Investment.
for those who want to know more, email me at ka_omeng@yahoo.com
hello Bro. Bo, i am really inspired with your articles..i will start investing now..i’m 23..so i’ll retire a billionaire.^_^
i’ll be emailing those you recommended Bro. Bo..i will surely donate some of my money in your ministries soon..
Thanks Bro. Bo for this inspiring article. Because of you i have found the direction towards becoming financially abundant..I have started investing in stocks, I applied all your teachings. You are truly a blessing to us.
Dear Bro Bo,
I really committed to become truly rich, now i just want to ask, is it okay for me to invest now that i’m facing financial challenges. I have fix payable per month that is above my salary, now im trying to search for another income source, i go for bookeeping because i’m an accountant, but as of the moment, i dont have any clients yet,
also i have a network marketing business, but as what you said i’m still on the planting season, we have this learning curve, now i have no idea what to do first.
Today, i have only 2 weeks to apy for my debt amounting to 6 figures, now im applying for loan to consolidate my debts.
Please, please lead me to the right decision.
Please enlighten me with my situation.
Thank you very much.
Hi Brother Bo!
You have done another great article regarding financial management.
What a great complement on having an award in our IMG Convention.
But it seems there is still something missing. I have seen our coach Xuan Nguyen whom I really Idolize much. But it would be better if I also see you in that events. I will be really be happy if I see you reaping what you have planted. Right now I have seen your team grow and I am supporting them too. . .
Brother hope you can pray for me. I have already decided to go relentless in the business. I am offering it for my family and to God. I know it would be somewhat crazy but I’m trying to hit a goal of becoming a CEO of the company at the age of 22 (Pedram Mehrian, one of our coaches hit this in this age, he started when he was mere 20, I’m doing this starting at the age of mid-19). Can you please pray for me. I really need your help. It would be better if we can talk personally of these days. I am willing to learn from you personally. I am very glad to wait for your reply.
May God continue flourish your ministry and your business and God Bless You Always!
Bro. Bo,
These are very timely advise, thanks very much!
Hi Bro. Bo,
Thank you so much for yet another inspiring article.
One thing though, I tried to email Ms. Fely but it bounced back as account being disabled…
More Power & God Bless!
Bro,
Another inspiring and practical article.
I’m excited to do my first investment.
Thanks a lot.
Godbless!
hi Bro Bo
u have sown in me some sense on financial aspects.
praying i will have the kind of discipline needed to reach my goal. i am in my mid fourties and i have always been financially “negative” for years and decades now. high time i ovecome this crisis.
thanks for showing me some hope.
Bro Bo,
I read your articles every week. It really inspires and helps me to be on the right track always. I’m only 22 and I’d like to start investing my small money.
Thanks for sharing another helpful article. I admire your thinking of being wealthy according to God’s will.
P.S. I e-mailed Ms Fely but a message returned informing me that there was a delivery error.
Jesus says - ” The poor will always be with you. ” St. Augustine’s words - ” My heart is restless Lord until it rests in You. ” No earthly goods can satisfy each human heart’s longing except that yearning for the joy of the Lord. Life is short , time wisely spent in spiritual pursuits is far more precious than gold. An Anonymous author says - ” Rather than mourning for the absence of a flame, let us celebrate its brightest when it burns. ” May our ” brightest ” be that of achieving spiritual wealth on this earth , the true riches no one can steal away from us !
Thanks Bro. Bo for giving everyone the same opportunity to write comments / thanks for this precious space.
God bless you and your family !
hi bo,
i am so inspired by your articles. i am now on the process of gaining my financial freedom. i just recently resigned from my job of 9 years but no regrets because i mismanaged my finances when i was earning. now, im looking at a new perspective on how to manage my resources with your help and God’s guidance of course. indeed, God should be first in everything even though sometimes our expenses are above our earnings, and surely He will give us all the blessings, more than we can imagine..
I don’t know if my earlier comment got published, anyway:
Hi Brother Bo, I’ve been reading your articles for a while and I am *tempted* to join your truly rich club. I said tempted, because I have apprehensions about these type of marketing gimmicks.
I sometimes wonder if the investment that I would put, should I decide to join in your club, would be worthwhile.
How would you really convince a skeptic like me to join your club?
I mean I can’t find anybody else who’s written about their experiences with you anywhere.
I haven’t found a single person who can verify that your club made a genuine difference in their lives.
Sorry about the skeptical assessment. Just checking out if this is for real or not.
Regards,
Dan
I am one of those whom Bro. Bo inspired to live for the 70% of my earnings and I started last year when I heard about your many teachings. I am so thankful for the financial literacy that you are imparting to all of us.
May you continuously to educate us financially so that we can also be a blessing to others.
More power!
Hi Bro Bo,
I wanted to sign up for the Truly Rich eklavoo moments ago and I’m really hoping you’d help us. Is there a one-on-one consultation? Or is everything online? I hope there would be sessions when we can ask practical lessons and direct actions. And also, I’m planning to follow my mom abroad, is it wise to invest in long term financial plans and investments if I’m actually planning to go abroad? I’m looking at a 10 to 20-year plan of working there. Pls resond to my questions. If you think it’s ok, I’ll sign up right away.
I feel so confused when talking about investments. Can anyone please provide me step by steps how to do this? Sorry for the trouble.
And thank you for the article. I want to be financially free and help my family a lot.
wow!! an inspired article thanks sir bo I do hope that this year I will your one of the member of true rich club..
Wow! i will study on this. Thank you Bo for sharing this. God bless indeed!
sana po tagalog dpo kc ako masyado mrunong mag english sna po 2lungan nyo po ako mag pray sa problem ko.
Dear Bro. Bo,
Thank you for the Bo-tastic ( your signature way of being fantastic) story and its realistic achievement.
As i will be celebrating my birthday tomorrow, I shall take this opportunity to turn my life around to sow the seeds for a greater retirement.
yes, i want to invest in the stock market. i want to learn how to invest there. most importantly, i want to have a great passive income. and then, i just want to have fun while learning and doing all of these and getting truly rich. 70/30 is definitely a great idea how to manage income. thanks for every guidance.i hope every Filipino has this privilege just to even read your articles because there’s plenty of hope for us because there\’s too many blessings around…
Booya
I want to learn how to invest, not only money but investing in the kingdom of God. Thank you for the message Bro.Bo 
God bless and your Family.
I really like to try on stocks. But with what my father experienced years ago, especially during the 1980’s, made me think twice. But I’m still interested.
Bro Bo,
U have just touched my soul & awaken my mind. I really would like to start this 70/30 scheme, & would really like to learn more of the stock market n mutual funds. I would register soon n d trulyrichclub of urs…
God bless us,
Hi Bro Bo,
Thank you very much for being instrumental in our journey towards financial independence. Thank you for teaching us to invest in Mutual Funds and Stocks. I made money in Stocks last year that’s why we were able to join you in the Marian Pilgrimage! God is GOOD!
Now our mission is to also share it to others! We are waging a war against poverty because as a child of God we have every right to be Truly Rich!
Our dream to be part of your mission to spread financial literacy is coming true. We will be very glad to share what we know in investing!
By the way, my email address should be fely.santiago@gmail.com not yahoo…They can also call or text me at these numbers:
02 7827573
0920 9613126
0916 1713421
0923 8848658
Thank you and God bless you more!!
…fely
Thanks Bro Bo for the inspiring message.
Is there any way one can get of the ebook without being a member of the trulyrichclub?
bro bo youre really an inspiration to all this message i recieved i think its to late for me , im 61 years old now and still working if i read this message when im still young i will definitly invest without hesitation, but now even i want so much i cannot, but i admit spiritually ive grown, learn a lot from you thank you GOD BLESS YOUR MINISTRY AND YOU AND YOUR FAMILY
bro, am 36, been a kerygma subscriber for years, even pledged to help your ministry, unfortunately, never got the chance to do so long term, i am greatly financially (economically)challenged right now (so to speak) i know my heart is in the right place,but nothing seem to go right for me, i signed up for your club, following your teachings moment by moment, AM HUNGRY bro bo, but i can’t seem to get things right.I need help, i started sunlife mutual, been in it for 3 years, but now, i have to stop, I cant pay anymore,last year i lost my job-my department was shut down, Bt I found work this year as a Rep for a contact center
- i now work nights and am back to square one, as a trainee, can barely make ends meet esp with 4 little ones to feed. got your cds i am listening to it, i am positive i will get there–HELP me how to be debt free when 70% is barely enough for food. am looking forward to the day you said you can help people because you are financially able,bt like you b4 i can only do so by praying for them, coz i only have butterflies in my wallet. struggling to help and give, but i have nthing even for my own family, i dont even think i can pay ur monthly for truly rich club this month or the next, i just got maxed… Now its my turn to ask wat other ppl ask of me– what i ask from you now, bro bo, PLEASE PRAY FOR ME. thanks. P.S. how come i never got your Stock updates. i want to see my options for that. how about real estate, be a broker- was that what you did to start? Am desperate, cant think straight. sorry. JM
Hi Bo and the Team,
Every post has been inspiring me these days. You are truly rich, not because of what you have, but because of what you impart to us. I am looking forward to more lessons about finances and blessings. Stay blessed.
Gene
Bro. Bo, thanks for such a wonderful message. I am 23 years old and just started to invest for a networking business and i know that this will help me a lot to retire billionaire not just for myself but more of for my family.
For those who also wants to invest through Networking, you can reach me through my mobile number 09177367094.
carol
Bro Bo,
After I started joining your financial coaching last September. I really appreciate how much learning can make a change in financial. It becomes a break out in my comfort zone that i will never get rich if I keep my self in my confort zone. I need to go beyond to take what millionaires mind do to achieve the goal. Now I am truely thankful for the opportunities I learned from you. The gate, doors , windows of blessing now truely pour on my family. I am now towards the path of richness to achieve my dream come true. Helping also others to rich their dreams , to get out of the rat race of life. Becomes independent to catch fish rather than waiting to be feed. I am also willing to help Bro. Bo, in financial training to help others also. thanks for all God bless you always.
Hi Bo,
Thank you for this article.
Actually I wanted to be a member of your Truly Rich Club but I dont understand how can I benefit (monetary) from it with my monthly fees.
Please can you explain and reply me?
I signed already but I need to pay the fees to the bank..dont have a credit card. I will soon do this so I hope you can already explain to me.
Thanks a lot.
Hi! Bo, been a fan of yours for years.Have also read some of your books. I had invested in prudential life and galeon mutual funds. Rumors are building up and seem that these companies are in their “not so good”status. as much as i want to invest,im overwhelmed with fear that all my investments will again be in uncertainty.
thank you for such an inspiring article. How I wish I could be like jack or jill. I hope you’ll continue to inspire us and coach us where and when to invest. May God bless us always. More Power!
i agree with that comment that says u should be president of the philippines. hehe
thanks bo! ur such a blessing!
Bro. Bo, please hire me as one of your housemaids!!!
Actually, I am so interested in your e-book about how you taught your maids to invest in stocks. But I am in financial difficulty now. Believe me, because of the debt I owe, I am negative at the end of the month. If I do not pay the debtors first (to put some on my savings), I will get sued and receive all kinds of letters of collection. I’d hate that! So I don’t have much to pay for your trulyrichclub. It makes me sad that I cannot see your e-book because I am not a member.
Bro Bo, I’ve been wanting to invest in stocks but I don’t know how. I only trust advices from you because I cannot pay financial coaches. I have also read the book of Colayco but he didn’t teach us HOW to buy stocks. Will I go to tectite building and buy and will I be allowed? I have a feeling that with the little I have, I can still invest, just like your maids. But how? Please give some advise. Please??? Or if the e-book is definitely for members only, I will pray that I find more info by other means.
I still have high hopes for a wonderful future for me and my 2 kids. I am 28 years old.
Thank you!
Bro. Bo,
It’s been one year that I was invited to join your TrulyRichClub. As I get some information about it, those who are admitted are only those who have credit cards, because payments are received through it. So, what about us who are poor enough to avail credit cards? Could we ask to become members and pay through your bank accounts or even through private companies such as LBC?
Hope our humble voice be heard because it has been one year since I long wanted to join the trulyrichclub.
Thank you for all the help. May God bless you more.
I have been recieving your newsletters for some time now, and upon reading this last article, I felt like it did struck a chord in me, Im 33 years old, married and have a kid who’s just turned 8, we’ve been living out of the country (Dubai) for at least 4 years now, but unfortunately have nothing to show for it, except for a decent amount of savings in one of our banks there in the P.I., and have been dreaming that someday when we retire, we could afford to live the life we’ve always have dreamt of, having a small yatch, and sailing to the sunset, but reality bites, right now, on a monthly basis, we’re paying for a car loan, house rent, utility bills, credit card, personal loan, my kids schooling and all other expenses for us to live day after day, with barely having something left to consider as “savings”, before we used to have something left on a monthly basis, we were saving, but now it seems too difficult to save, we’re lucky if at least we’re “break-even”, as most times, we need to get money here and there, ending up negative on our calculations, we’re surviving, and are happy, at least we are together, and able to afford little pleasures in life once in a while, but we’ve grown tired of it, we think its about time we start LIVING. Truly “LIVING” and being financially stable, without having to think of our budget anymore, at least spend and still have some left as “extra”.
Im really quite interested in investing either through Mutual funds, or the stock market, but im leaning heavily towards the stock market, id like to learn that, but right now, im a bit hesitant, we have our fair share of failed ventures, so im a bit hesitant, but is willing to take the risk again, and live in abundance through Gods Blessing. Kindly advise. And do enlighten us more.!!!
Thanks bro. Bo, it’s a great article. Keep on changing people’s mindset - that it’s ok to be rich - to be truly rich.
I also want to emphasize that the beauty of knowledge is when it is being put into action. It is not enough to know.
You can check out our financial wisdom teachings in Wealth Channel TV - Cebu (Channel 28 in sky cable)
For those who want to know more about mutual funds and investments. Or want to have a one-on-one talk (I’m from Cebu). Contact me - 09157286416 / (032) 239 98 31
God blesses you today !
I am interested in joining the club. I went to the site “http://www.trulyrichclub.com/” and saw in the bottom the option to pay through Paypal. I am out of the country so Paypal is the best payment method for me but I can’t find the option to pay the amount through Paypal.
It is only showing via bank deposit or credit card. Just wondering, once I choose the supergold option ($37), it redirects me to a secure site to pay for it, but why is it converted to PHP already?
Thanks!
Hi Brother Bo (The Handsome Preacher =)
When I bought your book 7ways how to become truly rich, I started to separate 20% of my net salary before I spend on anything. It’ really worked, I myself cannot believed that I was able to save that amount of money. But when I quit working I need to finance my M.A studies (since the assistance I was expecting did not push throught) so I had to spend without any income coming in so basically its’ all outflow in my cash flow. I decided to go back in the work force in june with my own finances too. I did not want to ask any help from my parents because I believed I can find a job soon..
Bingo i got a job, but a job that the salary is not fixed, but depends in my performance, there was a highs and lows in this job to the extent that in a week I only receive below a thousand..Which broke my heart since I thought I did not deserve to get such amount given a huge effort to find people to make sign up…. That’s why I needed to use my savings still. But then I just stayed in that jib for 2 months, because I passed the scholarship I applied before. No turning back this is it! Go go go
But the sad thing was, all of the savings that I had was already spent literally spent to the extent that I need to borrow from my brother to have a pocket money going to the country where am goin to study.
Starting broke was really hard especially when someone will study, because I have to buy everything since I am starting all over again to a foreign country (adjusting period is a must).
Holla our first stipend was released .I told my self though its super enough for me to survive in this stipend, I still need to save a 20% of my stipend because i need to save so as to pay the one that I borrowed from my brother. Glady for the last 7 months stay i am about to pay him atleast the half of what I borrowed. Thanks for the strategy you taught in that book.
I am looking forward of totally finish paying my debt so I can finally save for my self in the future and want to learn how to Invest on stocks.
LEt the abundance be with me… and you and to all too =) thank you
Hi Bo,
Right now im in the edge of losing my employment ( They told me i did not qualify…probationary employment will soon be terminated)…but right now im planning to work abroad as a PT..one challenge is that i dont have the funds…but the Awesome Almighty gave me hope and an uncle of my wife agreed to lend us money for our daily living and for some expenses for my application needs like exams and reviews….I know I have the Jug…and Im about to pour it into the pump…quite jittery but I know his Awesomeness will not lead me in vain…please help me pray for guidance and deliverance from this burden of challenges that keeps on comming to me…hope with his help that I will recieve his abundance, I Have review well for the toefl and NPTE praying that I will find a sponsor employee and pass those exams..
Sir Bo,
thanks i really want to be a multi millionaire!
I will follow your advise.
God bless you more!
The story is simple but with real meaning to all filipinos. You’re a great motivator Bo! thanks! More Power!
well first of all, you don’t get 20% roi every year… that’s not possible especially if you do not have an investment background. 2nd of all, even great big solid companies these days get bankrupt, so it’s not easy to just rely on them unless u know the fundamentals of the company. so the presentation of facts is not realistic. almost like saying u can win lotto, it’s like false hope. if u want to be a millionaire. u have to work hard and be smart. be disciplined. Nothing in this story really tells you how to be a millionaire. but it does sell false hope.
I agree with jose maria, may be brother Bo can run for president in 2013! Heheh… Nice article!
wow. selling false hope really does work in politics
Helo. Good morning bro. Hope to invest in mutual fund before the end of May. Can I start even wtih a very small amount of money say just P5,000. or less?
I really want to have a mutual investment since I read it from your past articles.
Thank you for the inspiration. God bless you.
Thank you Bo for a really inspiring story and giving us tips on how we can retire like a BILLIONAIRE!
Please pray also for my niece Aliah Noor who is suffering from Brain Cancer. She is now in Davao Medical Center. Kindly watch the video on this link.
http://www.youtube.com/watch?v=j1nz6sRYWYk
Maraming salamat po!
Thanks Bro. Bo
I cant wait to be a multi millionaire in the coming years.
I’ll be arriving in the philippines after holy week during my 2 month stay i hope i will have a multi income streams before i went back to a ship, so help me God.
So I can help more people too.
See you all soon.
cant wait
[…] you haven’t read my article yet, How To Be A Billionaire, better start with that first. Click here to go to How To Be A […]
Hi Bo,
Thanks for the articles…but how about people living outside Philippine. Do you have the resource for us too?
Thanks and God bless you..
Hi Bo,
Thank you for the inspiration, uhm I just want to ask of where specifically can I pay if I want to buy stocks in the stock market??
GOdspeed!
Hello Bo!
Thank you for inspiring me!!!
You’re such a big help not only in my attitude, spiritual growth but mostly in my finances.
I am hoping that I can also attend in your seminars.
Continue in inspiring others!!!
Salamat please pray na ma ayos ko na ulit ang account ko.
Investor na rin ako before.
— Jer 29:11 (NIV) “For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.”
I believe that God really wants us to prosper, just as he promised at the said verse.
I was 20 years old when I first read your book “8 Secrets of the Truly Rich”… now I’m 21, undergrad and working… my siblings all finished college but I can tell that I may be more successful than them in the future… why? because I have dreams that I want to accomplish by working on it. Now, I’m planning on investing on some funds (my mom’s a PhilAm Life agent)
I hope I can invest in the stock market, I just don’t know how but im willing to learn
Hi Bro Bo,
The first time i read Kerygma magazine i became addicted to it. but i did not buy i just asked for some extra copies from the CLVE teachers, after reading i shared them to others.
I have collection of your books and dream of becoming God’s writer so soon. Actually it was my dream since high school.
I also want to become truly rich and i know you will be able to help me with this. the first thing to do is to discipline myself. I love giving and buying for others. and that’s the first thing to do discipline.
I need to discipline myself in loving first myself i almost forgot i need to love myself. next is to give 10% to God, I’ve been doing that before but i stopped; then 20% for my savings and i want to invest in stock market so please help me with this.
Please pray for me that i may be able to follow what i have written here today. Starting today April 4, 2010.
By the way, what i have written above are my special birthday for myself. tomorrow i will turn 48 years young at heart, older by the number and billionaire for the years to come.
May God be with us. And as you have said: “May your wish come true.” Thank you Bo. I know God will help me to discipline myself regarding this matter.
[…] been putting it off due to busy schedule at work. When I read about Bo’s recent article “How To Be a Billionaire”, I thought people need to find out more about […]
Your message is so timely. My husband and I are really on financial crisis right now. I really am looking for simple opportunities of earning extra income. Because I know that we will not realize all our dreams with just our salaries. But our salaries are just enough to pay our bills. I pray for guidance and courage as well that we may invest right. I pray also for humility that we may adjust our lifestyle to suit our means. I hope to be able to invest in stocks soon. I am not into selling that is why i think this is the right opportunity for me to earn extra and save for our retirement.
Thanks Brother Bo again for being just in time…. You gave me hope given the trial that we are facing now. God bless you more.
[…] is a very inspiring anecdote about faith. Read this on Bo Sanchez’ Blog. Don’t know if he was the one who wrote this but I think its very inspiring. Need to share […]
Hi, as i was reading your blog, i got so encouraged to invest. wow! I can be a billionaire! I am 23 now and im unemployed an in a foreign country. Literally, my money is small. I only have 18dirhams in my pocket. I live with my sister and I still don’t have a job. I depend on her on almost everything. I don’t have much but I want to be a billionaire. Maybe not now,of course its quite obvious I’m still dreaming. I’ll come up with the right WHY and the proper HOW will follow. I’ll be a billionaire someday. But first, I gotta have a job first..millions,billions..watch your back! I’m coming! That’s the spirit right?? To GOD be the Glory!
Hi! Janah here!
I’m inviting u 2 attend our IMG-FREE Wealth Academy Program. Bro. Bo Sanchez is one of our Marketing Directors here.
April 21, 7pm
April 24, 1pm
@ 3rd Flr. King’s Court Bldg. Bldg., Pasong Tamo, Makati City
TOPICS:
Series 1 FINANCIAL SOLUTIONS 2DAY
6 Steps to Financial Independence
How Money Works
The Wealth 4mula
How 2 Build a Solid Financial Foundation
Series 2 FINANCE & INVESTMENT 101
Diff. Investment Vehicles & Strategies
How 2 Bypass the Middleman &
Bcome Your Own Financial Adviser & Broker
Mutual Funds, Diversification, Money Cost Averaging, etc
Series 3 CREATING MULTIPLE PASSIVE INCOME STREAMS
The Diff Sources of Passive Income
How 2 Create Passive Income Streams
New Concepts in Making Good Money
NOTE: CERTIFICATES WILL B GIVEN ON SERIES 4
may series din po for stock market at spiritual side of money…
just email me @ norjie_039@yahoo.com.ph or text me @ 09105013342
Dear All,
I am living in Dubai, UAE and is part of a group called IMG, that shares Financial Concepts on how money works and how it can work for you. The group also provides information on what a Mutual Fund is, stocks etc. and how it works.
We are more than happy to share these information to Filipinos living abroad. We believe that the more people who understand how money works, the more people we can help. You can email me at shla_barba@yahoo.com. Take charge of your future!
Bro. Bo;
Thanks Bro. for the inspirational messages you always sent…I’m still a freshmen Accountancy student and can’t wait to become a billionaire someday, though thinking how many more mountains to climb is drowning me again not to dream that high but because of your messages, thanks a lot I’ve learned to be more strong,take courage and have hope…..
May you have more blessings to come Bro! as you also blessed us of what you have,,,.Thanks!
-Jaizy-
Thank you Bro. Bo! Your article is indeed a very inspiring one, It also encourage everyone not to loose hope for them to retire a very happy and fulfilled life. Save today!
I’m an OFW with 2 autistic children. I think could help me save up for their future. I would like to join TrulyRichClub, and will start investing at the end of the this month. I’ll check out your site as soon as i get out of the office - Tony
Hi,
I’m one of the member of Truly Rich Club and I can say that it will surely guide you spiritually and financially (Stock Market for Long Term and short term and other tips from Mentors like Jomar Hilario, etc… ).
From my experience, I earned more than my monthly fee, to top that, it actually reached the same amount as to what my salary is. (Cool!)
If you’re interested to join the Truly Rich Club please email me at ramgel.s.marquez@chase.com
- I will guide you on how to open an account to truly rich club
- I will guide you on how to open an account @ Citisec and on how to use and navigate on their web site.
- I will also ask my agent to assist you picking up your documents (Manila Residence Only)
Thanks and God Bless.
hello, Sir Bo.
you truly inspire me to grow and invest money. i want to start the soonest possible.
i’m 24 and i’m one of those people who spend my meager salary like there’s no tomorrow. i really to grow financially and spiritually.
thank you for your words.
god bless you more!!!
Where have the one of the greatest Bible principle of “You cannot serve both God and Money” gone? How you can really reconcile going after money and going after the godly tasks of building personal relationship with Jesus? Why the world has become so materialistic!
Bo: Great advice.
Marlon: Shut up. You don’t have a clue what you’re talking about.
hi,
thank you Bro Bo.
inspiring and wake-up article. Can I ask if anybody from UAE who could help us guide spiritually and financially.
God bless
@Marlon: This is what we call financial stewardship. God wants every one to prosper so that we can also bless others in abundance and faith. And faith without work is dead. People who dream to become rich are not being drowned by the material things of this world, but rather expanding our boundaries for a greater cause.
I agree with Dan. Have you posted that the people who joined your club have become Financially Free?
If you are truly Christian and Missionary, why there’s so many products advertise here?
You must remember the Rich Person who was asked by Jesus by giving away his Richness to poor people. Jesus said, It’s very hard for a Rich man to enter the heaven. If you are truly Rich why not give them basic foundations instead of selling many things!!!
Randy
Dan Wrote:dannybuntu, on March 22nd, 2010 at 5:08 pm Said:
I don’t know if my earlier comment got published, anyway:
Hi Brother Bo, I’ve been reading your articles for a while and I am *tempted* to join your truly rich club. I said tempted, because I have apprehensions about these type of marketing gimmicks.
I sometimes wonder if the investment that I would put, should I decide to join in your club, would be worthwhile.
How would you really convince a skeptic like me to join your club?
I mean I can’t find anybody else who’s written about their experiences with you anywhere.
I haven’t found a single person who can verify that your club made a genuine difference in their lives.
Sorry about the skeptical assessment. Just checking out if this is for real or not.
Regards,
Dan
Sir:
good day! I’ve juz read your article.It’s great! I really want to join the truly rich club but i dnt know how to start. I’m juz a working student dependent on my meager allowance.. I really want to become a millionaire like you and I want to start it now. How?..If I will join the club I don’t have the money to pay the membership fee..Is there another way around for me to join?
thank you! GOD BLESS!
Sincerely,
Marie
stock market? doubt!!!
hi bo..
i understand u..and i trust u.coz i know ur intention is pure..hope ull be brave and strong..never give up..coz i will never give up on you..i know ur concern 4 us..thank u..w8 i will become ur member..i keep praying 4 u..hope ULL become like David trusting ‘GOD WITH ALL HIS HEART’..I read your books ur so intelligent..i will b a multi millionaire….
Wow, I heard about stock market but I don’t know how it’s done, or what group I should trust in investing.
hi,bo…i always read yoour articles and try to join the truly rich club.but im curious and scared to invest in stock market because i don’t have any idea and don’t understand even i read in repetition your articles.i want to invest directly in stockmarket and put my money in Jollibee.But I don’t know who I am going to ask and how…please,help me!thanx a lot…
Mr. Sanchez,
Thank you for sharing about Mutual Funds and Stock market. I am inspired to invest my money and run it smartly
I still don’t get how jack got 1B. How was that computed? And by the way, he invested 180K (30K x 6 years), not 150K. But even with that, how could that reach 1B? What’s the formula?
Hi bro bo,
Thank you so much for your articles.. I already started my 30% investments and I also started attending THE FEASTS and the feeling is so different and fullfilling.
I am also a member of the Truly rich club and I enjoy reading and listing your audio books.
More power to the ministry.
Hi everyone,
I am inviting everyone to join the IMG seminars on Wealth Academy.
Series 1 FINANCIAL SOLUTIONS 2DAY
6 Steps to Financial Independence
How Money Works
The Wealth 4mula
How 2 Build a Solid Financial Foundation
Series 2 FINANCE & INVESTMENT 101
Diff. Investment Vehicles & Strategies
How 2 Bypass the Middleman &
Bcome Your Own Financial Adviser & Broker
Mutual Funds, Diversification, Money Cost Averaging, etc
Series 3 CREATING MULTIPLE PASSIVE INCOME STREAMS
The Diff Sources of Passive Income
How 2 Create Passive Income Streams
New Concepts in Making Good Money
Schedules:
Mon: starts at 7pm
Wed: starts at 7pm
Sat: starts at 9am
Those of you who are interested please free to contact me.
email: asl1215@yahoo.com
cellphone nos. 09209630415
By helping our family we also help our our nation to build a strong economy.
GOD BLESS US ALL!!!
I am already starting to save P1,000 a month in my sons savings account. I’m planning to invest it next year in a mutual fund and then I’ll be getting the P5,000 in my time deposit and invest it in stocks. I am committing to this plan for twenty years. this is for my retirement as well as for my childrens college education. I want to be rich that would be fabulous but I also want to have a simple life wherein I can provide the needs of my family. Thank you Brother Bo!
I’m a fan of yours Bro. Bo! I read your books. Thanks for sharing your knowledge about money. I’m starting to be one
Visit this blog: http://think-and-act-like-a-millionaire.blogspot.com/
http://stress-healthy-or-unhealthy.blogspot.com/
Very informative, simple and entertaining financial article. I really love it…Really you are giant Bo in writing….Thumbs up!
I’m 17. I started investing when I was 15. I hope that’s a good thing
I have just finished reading one of your book and you know what? I don’t wanna go to sleep until I finished the reading. I am ex abroad where I earned more than a Million Peso but after a year, all the business I started got bankrupt and my little savings vanished into thin air. If I only found your book earlier, I could have invested my money in a very wise manner. Anyway, you brought me freedom to become truly rich one. I can feel it right now. Its like I am just born today. I dream also to be able to write a simpler version of all the principle I learned from you in my local language quoting you as my mentor and original source. I always pity a real hardworking people but stay poor and poorer. Brother Bo, you are the most generous person I have ever met. Thank you for you love. God bless you more.
Dear Brother Bo,
I am from India, your articles are great and very simple for a common man to understand. Thank you for your great work God bless you.
I too am going to invest in India now. i do hope i get someone to guide people like me who do not know about the stock market in India.
Thank you.
Hello there,
I can’t find any contact number even address on the trulyrichclub.com website. I hope someone can provide.
Anyway someone out there might be able to answer the following:
1. What is *$19* only per month? I’m trying to register last night but 997 is showing up when I do the registration.
2. Does the $251.50 lifetime membership fee? and will be getting bi-mothly stock updates?
Thank you and God Bless.
This is such a great article to make us positive about going on to our dreams. By using and optimizing our own unique talents, skills and resources, we can actually become billionaires if we will follow and execute everything we need to succeed on that.
This is true! Invest and start early!
Very enlightening… This can jump start my investment dreams. Thank you Sir Bo. God bless everyone!
Brother Bo, its really inspiring. I actually paid the amount for 6 months subscription of your book /guides etc… for me to know more about stock market as i am planning also to join and invest as soon as possible. I forwarded the payment today to your personal account . Thanks.
Thank you Lord…. it’s very inspiring and to you bro. Bo, have more power
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