Create Wealth For Your Old Age
Today, I’d like to talk about Income vs. Wealth.
But before that, let me answer this question: Why talk about money?
Because we want every area of our life—even our finances—to be placed under the Lordship of Jesus. We don’t want money to be our master. We want to be the master of our money—and turn it over to God’s purpose.
There are some Christians who don’t want to talk about money, so they run away from it. But when they do, their master becomes the lack of money.
That’s not want we want. We want to learn how money works so that we can use more of it to serve God.
Let me start talking about a special ministry that’s very close to my heart because I started it many years ago: Anawim.
If It Happened To Them, It Can Happen To You Too
Anawim isour home for the abandoned elderly—poor, old people we pick up from the streets. Throughout the years, hundreds of old people have been housed and fed and loved in our special home. After a few years of staying with us, they go home to God. Anawim is like a special departure airport to Heaven. Without Anawim, they would be dying in the streets.
But here’s a surprising fact: They weren’t always poor.
At one point in their lives, all of them were earning good money. If you talk to them, you discover that some Lolas and Lolos were Government Employees. Some were Teachers. One was the Principal of a school. One was a Dentist. Yes, some were maids and laundry women. So you might say they were always poor. But I refuse to accept that. Because for more than 30 to 40 years, they were sending money each month to their nephews and nieces back home. (Nephews and nieces who abandoned them in their old age!)
But one day, they found themselves wandering in the streets without clothes, food, or shelter.
Here’s my point: Are you earning today? Then what happened to them can happen to you. Unless you decide to build your wealth for your old age.
Let me teach how the 3 important steps to build your wealth for your old age…
The Only Way To Build Wealth Over Time
People tell me, “Bo, Anawim is so beautiful. Please reserve a spot for me there.”
I answer, “I don’t want you to be our burden. I want you to be our blessing. I don’t want you to dwell in Anawim. I want you to donate to Anawim. In your old age, I want you to write checks to me—because you have surplus. To do that, there are three important things that you need to do to build your wealth for your old age.
1. Receive (Regular Income)
2. Retain (Simple Lifestyle)
3. Reproduce (Financial Literacy)
1. Receive (Regular Income)
If you want to become rich in your old age, the first requirement is to receive a regular income today.
Here’s the shocker: To build wealth in your old age, you don’t need super income, you just need steady income.
A lot of people think that income and wealth are the same. They’re not. A big income doesn’t equal big wealth.
Let me tell you about Jack (not his real name). When I met him, he was President of a huge company and earning much more than P500,000 a month.
His income was big. But so was his lifestyle. Jack drove luxury cars and travelled around the world. Always first-class. He had a mansion in a plush subdivision. Everyone around him knew he was wealthy. But they were wrong.
Because throughout his working life, the most he saved was one million pesos. (That may be big for you and me, but to him, one million will last two months.) Why didn’t he save? Because he was banking on his fat retirement pay. Reason: He worked in that company for 20 years.
True enough, when he retired, Jack received P10 Million.
But he never changed his lifestyle. After only 2 to 3 years, he woke up one day with all his money gone. Soon, he sold his cars. Soon, he was asking money from his children.
What happened?
He did Step 1. He received an income.
But he never did Step 2 or 3.
2. Retain (Simple Lifestyle)
People say money can’t buy you happiness. I agree.
But face it, happiness requires a minimum level of money. I don’t live in Lala-land. We’re human beings with physical bodies that need stuff to survive and be happy.
But the other side of the coin must be pointed out as well. After we reach our “Happiness Point”, more stuff won’t make us happier.
When it comes to possessions, I’ve reached my “happiness point” a long time ago. Any more possessions won’t make me happier. In fact, I believe the opposite happens: After reaching my happiness point, more possessions will lessen my happiness. (See graph below.)
Where Is Your Happiness Point?
Why does this happen? Because more possessions will mean more clutter, more stress, more worry, more envy, more costs, more taxes, more insurance…
Jack, the former company President, spent all his income. Like many people, he was enslaved by the hypnosis of materialism.
To avoid the hypnosis of materialism, don’t swallow the world’s definition of “Rich.” You need to define what it means to live a “Rich” life.
Let me give you an example…
Are You Sure You Want A Mansion?
Everyone thinks that to be rich means you own a mansion.
Here’s my guess: For most of you, owning a mansion will make you less happy, not more.
I believe owning a bigger house will give you bigger headaches. Bigger maintenance. Even bigger homeowners association dues.
My friend stays in a plush home. I was shocked to learn how much his homeowners’ association dues are: Each month, he pays P24,000.
I live in a small, quiet, third-class subdivision where neighbors are friendly and shirtless kids play on the streets. Where 90% of my neighbors drive secondhand cars. My homeowners’ association dues? (Drumroll please…) P120 a month.
Let’s do the math: If my friend lived in my subdivision, he would save P23,880 each month. If he invested (not traded!) that amount in the Stock Market for 30 years at 12% growth, he’d have P77 Million. Wow.
Today, I can afford a bigger house. But I refuse to have one. Because we’re very happy with my small house. It’s small enough to know where my kids are. It’s small enough that we bump into each other a lot. If I don’t know where they are, I can just holler “Benedict!” and “Francis!” and they’ll come.
How Much Is Your Electric Bill?
I’m very proud of our electric bill. I only pay P3000 a month.
I know that electric bill isn’t the electric bill of a multi-millionaire. (Ahem). But perhaps that’s why I’m a multi-millionaire.
I have an air-conditioner in our living room. But I only switch it on when there are guests. That’s why my kids love guests.
The kids have an air-conditioner in their bedroom. But because they like staying with us, we only use the one in the master’s bedroom.
My friend has less money than me (I know because I’m his financial consultant) but his electric bill is P18,000 a month.
The difference between P18,000 and P3,000 is P15,000.
If he lowers his electric consumption to my level, that’s P15,000 that he can invest (I repeat: not trading!) in the Stock Market each month. In 30 years, at 12% interest growth per year, that P15,000 a month will become P45 Million.
What Kind Of Car Do You Drive?
A few weeks ago, I was driving my car. And my wife was beside me. While driving, I reached out and held her hand. That was when it hit me. I told her, “Sweets, my long-time dream has come true!”
“What dream?” she asked me.
“Remember? Before we got married? When you were still courting me? (Slap.) Er, I mean, when I was till courting you? I’d drive you home. And I wanted to hold your hand. But I couldn’t, because I was driving a manual car. I had to keep on shifting gears. So I told you, ‘One of these days, I’ll be driving an automatic car. So that I could hold your hand all the way home.’”
Come to think of it, I think that was the line that clinched the deal. I won her heart from that day on.
At that time, I was driving a car that was given to me. I couldn’t afford to buy any car, much less an automatic car.
But that was also when I became an entrepreneur. And I began to earn more. Slowly, my income increased. But here’s how I became rich: For 10 years, my lifestyle didn’t change. I was still spending money as though I was earning 1/10th of my income.
Finally, I bought my first automatic car just last year—after 13years of our marriage.
I could have bought my car many years ago, when I became a millionaire. (I still remember that day. I was 34 years old. I told my wife, “Kiss me, quick.” After she kissed me, I said, “You just kissed a millionaire.”)
Delaying gratification works. It gave me time to grow my investments over time.
Does Your Pail Have A Hole?
Building wealth is like collecting water in a pail.
If there’s a hole in the pail, the water will just drip out—and you won’t be able to collect any water.
That hole represents materialism.
What do you need to do? Plug the hole. And the only plug that can cover that hole is simplicity. If you don’t live simply, money will keep going out of the hole.
But alas, even simplicity isn’t enough. Plugging the hole in your pail isn’t enough. You need to constantly put new water into your pail…
For that, you need the third element…
3. Reproduce (Financial Literacy)
Retaining your money isn’t enough.
Why was Abraham wealthy? He didn’t only retain, he reproduced. The Bible says, Abram had become very wealthy in livestock and in silver and gold. (Genesis 13:2) At his time, wealth was measured by the heads of cattle, sheep, and goats that you had.
Here was their rule to wealth: If you wanted to become rich, don’t eat or sell all your animals. You have to keep some of them to reproduce after it’s own kind. The more animals you reproduce, the richer you become.
One sheep can give birth to one to three lambs every year. That’s a growth rate of 100% to 300% a year.
The secret of wealth is to keep your wealth reproducing after its own kind.
Where Do You Invest Your Money?
I’m not asking you to buy cattle, sheep, and goats. Times are different today. There are only three places to invest your money: Paper Assets, Business, and Real Estate. (Note: Paper Assets mean the Stock Market and Bonds.)
Not everyone can start a business or buy an income-generating property now. (In time, yes, through financial education.) But I believe you can invest in Paper Assets now. Out of the three kinds of investments, it’s the easiest investment to make in your life.
Specifically, if it’s a long-term investment, I encourage you to invest in the Stock Market. I don’t believe that you should trade. That’s dangerous. I’m talking about putting 20% of your salary each month in giant companies for years—disregarding the ups and downs of the market. If you follow this simple system, the Stock Market is the best, safest, and most effective way to build your wealth in your old age. (I teach this powerful system of investing. To watch me talk about it, click here.)
I know that’s a controversial statement, but suspend your doubts and hear me out first.
Your Money In The Bank Is Shrinking
One day, after teaching people how to invest in the Stock Market, one man came up to me and said, “Bo, is the Stock Market really safe? I’m scared to put my money there. I feel safer in the bank.”
I told him, “Putting your money in the bank is a risk too.” I explained to him that there are two risks: (1) Loss of Capital and (2) Loss of Value.
We’re more familiar with Loss of Capital. When you put your money in the Stock Market—and the company crashes—you’ve lost your capital. (Note: I must tell you that if you follow my system of investing in the Stock Market, the risk is dramatically minimized. For example, if you buy Stocks of giant companies only, such as Shoemart or Ayala or BPI, do you think these giant companies will collapse in the next 10 years? To hear my system, click here now.)
The second risk we’re not very familiar with is Loss of Value. And that’s what happens when people put their “long-term” savings in the bank. (I believe banks are there for our “emergency funds” only.) People don’t understand that though their money looks the same in the bankbook, it actually shrinks through the years.
When I was baptized as a baby, my parents threw a party in a restaurant. Friends and relatives were invited. Do you know how much my parents spent for that party? I know. I still have the receipt. Mom stuck it in my baby photo album. My parents spent 32 Pesos.
That was years ago, when money was money. That’s what I mean by Loss of Value. In the same way, if you keep your money in the bank, it’ll shrink over time.
Instead Of Borrowing, Lend!
Here’s what the Bible says:
The LORD will open the heavens, the storehouse of his bounty, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations but will borrow from none. (Deuteronomy 28:12)
Yes, God wants to pour bounty into your life.
And God doesn’t want you to borrow. So stop borrowing. The Bible says, the borrower is the slave of the lender. They say slavery was abolished 200 years ago. That’s not true. There are many slaves today of credit card companies.
Instead of borrowing, God wants you to lend. Can I give you another word for “lender”? Investor.
Don’t lend to any Tom, Dick, and Harry. Unfortunately, many people will run away with your money and never repay you. I believe He wants you to investyour money to giant businesses that will repay you with interest.
Filipinos Need To Learn How To Invest
Some friends were inviting me to give a financial seminar to their large Christian community. So I offered to give them my seminar, How To Make Millions In The Stock Market. But the leaders of that community politely declined.
I don’t blame them. We’ve been brainwashed. We were taught that the Stock Market was dangerous, and the bank was the main way to save money.
But in the US, 70% of the population invests in the Stock Market. In the Philippines? Less than 1% invests in the Stock Market.
But I believe a day will come when this entire thinking of our country will change.
Two Ways To Get Into The Stock Market
You can invest in the Stock Market directly and indirectly.
“Directly” means you open an account yourself and buy the companies you want. You can do this through an online broker, such as our preferred online broker, Citiseconline. (I’m not an employee of Citiseconline. I recommend them for two reasons. First, because they’re the biggest and best online broker in the country. Second, because I know the owners of the company and they have the same vision as we have—giving an equal opportunity for everyone, rich or poor, to build their wealth.)
“Indirectly” means you invest in a Mutual Fund company. You can invest every month and they’ll manage your investment for you, for a management fee,of course. (If you use the indirect route, I suggest you invest in an “Equity Fund”, not their “Balanced Fund” or “Bond Fund”—if you’re investing for the long-term anyway.)
By the way, I’m not the only resource for your financial education. You don’t have to attend my seminars or read my books. There are many other seminars and books out there. Find them and learn. This is about your future—so be serious in learning about it!
Do You Want To Grow Poor Or Grow Rich?
The statistics are appalling. Why do 20% of people in the world own 80% of the world’s wealth?
Answer: The magic of Compound Interest.
If the Stock Market will perform the way it performed in the last 20 years, P2000 a month over the next 20 years will make you P5.3 Million. If you put P5000 a month, you’ll have P13.4 Million.
Because of the magic of Compound Interest, anyone with a regular income + a simple lifestyle + financial literacy can be rich.
It’s now your turn.
My very strong recommendation? Invest 20% of your salary each month in the Stock Market. And build your wealth for your old age over time.
Let me end with God’s promise for you…
God Will Bless Your Storehouse
In Deuteronomy 28:8, it says, The Lord will command the blessing upon you in your storehouse…
Remember what happened to Joseph in Egypt? God asked him to build a storehouse during the 7 years of plenty—so that Egypt would have food for the next 7 years of famine.
God blessed that storehouse and Egypt prospered.
Question: How can God bless your storehouse if you don’t have one?
Today, I have a storehouse. My storehouse is my long-term investments in the Stock Market.
It’s now your turn.
Build your storehouse so that God has something to bless!
May your dreams come true,
Bo Sanchez
PS. Do you want to create wealth in your old age? Watch this 11-minute video by clicking here. You don’t have to grow old and poor. You can grow old and rich. It’s really very simple. To watch this 11-minute video, click here now.
Filed under: Blogs by bosanchez
thanks bro. bo ive been a member on your Truely rich club great blessing when i join your club
Thanks for this wonderful article.
Some people focus on accumulating too much wealth while neglecting their health and family.
Some people focus on too much happiness that they forget to be blessing to others even to their own family.
Wealth and happiness are equally important.
May we have an abundance of wealth so that we can be blessings to others. In helping others, happiness will follow!
Thanks for this wonderful article. Once again, I am reminded to ALWAYS retain a simple lifestyle even if you start earning more.
Be blessed and continue to be a blessing to others!
Salamat ng marami Brother Bo! I feel relieved that I have already started on my way to growing old with good investment.I have opened my mutual fund (equity) via Philequity Fund.now,I should start with my stock market investment.I feel glad that you are there to send us a message that God loves us so much,He want us to be financially wealthy.
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Your system sounds simple and effective,thanks!
Bo, this article is really really good and on time, wow i just start my new career as financial consultant at NEXUS and my goal is to encourage ofw in UAE to have disciplined savings, that one day when they will decide to retire they truly accumulate wealth and will not go back to zero. thank you for a very inspiring message.
I watched your video but, for some reason, didn’t see the 2 buttons which are supposed to allow me to join the Truly Rich Club. Please advise an alternative way to do this. Thanks.
Wow! What an inspirational info to start the week. Im so excited to try this out. Thanks Bro Bo
I have started my USD100 contributions or donations to received KerygmaFamily (God’s message for you today) when I was working in Qatar (New Doha Int’l Airport project) but when I transfer to Muscat, Oman joining my wife and two kids, stopped because I receive my job completion after 7 years as Quality Control Site Engineer-Civil/Structural/Architectural on Dec 30, 2011. Jobless for for 2 months at the most, my credit card declined continuing my contributions.Now , I will be soon employed by new employer COWI-Larsen JV at Muscat, Oman Airport and will join your Truly Rich club. I wish to hear from you more. Thanks and best regards. Jose O. Galvan (jogalvan1791@yahoo.com)
Note: I don’t know how to have website
Hi Bro Bo,
Truth and wisdom for everyone.
The best way to prepare for retirement is now.
And the best reason to become wealthy is to be generous!
Thanks. Happy to be a member of your truly rich club.
Amazingly true.
Thank you so much for making financial literacy fun and possible Bro. BO.!!!
Its really a great reason to wake up in the morning knowing that we can bless and love the people around us with gusto.:)
Hi Bro. Bo,
Me and my husband would like to thank you from the bottom of our hearts because you have showed us the path to financial freedom. We are currently based in Dubai but we have building our “wealth” since we joined the Truly Rich Club last 2010. We can’t wait to meet and thank you personally!
God bless you more so you will bless more people.
Dear Bro. Bo,
Many thanks for copying me in this article.
Since you know the owner of the company, whom in Citiseconline should we contact? and their numbers pls.
What Mutual Fund Company should we invest our monthly savings and their contact numbers pls.
Thank you for reminding us to Live Simply. God Bless you for continually helping people multiply their wealth.
Thanks bro!! =>
Kuya Bo,
Papa-help talaga ako sa ‘yo tungkol sa financial or
stock market thing. Maraming salamat talaga.
Marami kang natutulungan at sa mga makakabasa pa, matutulungan.
bro. bo, you are really a blessing to our family.. our investment in the stock market made 1 of my dreams.. to reach our million..
thanks so much!
I attended this talk at PICC and I was blessed, that’s why now I am investing online and just opened my second online store. I pray that God will bless my businesses.
Thank you brother Bo for the inspiration. Good thing I still have time to prepare for my old age.
Many thanks Bro Bo for your good advice and I’ll be thinking about this so that I’ll not suffer during my old age.
dear bo,
i am and still is materialistic. I was unemployed for two years and with credit cards and loan debts up to my neck. Hve
Hello Bo! Iam really inspired by this, I am interested in stock market but don’t know where to start, can you give me a contactnumber of somebody I can get in touch with pls. God bless.
Brother Bo, it’s amazing how you are able to put all these things so simply. I’m excited for my parents because they are very big fans and they appreciate your lessons.
Thank you!
Pls. help how to buy stocks… wala po ako sa PInas kaya di ko po alam how to start it habang nagtatrabaho po ako dito sa ibang bansa.. Pls. advice me po..
hi BRo. Bo,
I’m interested in investing in a equity fund, please help me to start off and where should I go. I live in Cebu right now. Please help suggest what stock and company should I invest… Please leave me you personal message so that I can give you my number. Thanks so much for being a blessing to us…
Another great article! Big Tnx for sharing bro Bo! Keep inspiring! GODBLESS!
hi bro. bo,
thank you for the articles that you continuously send to my email add. i thank the lord too that both me and my wife nette were able to attend your financial coaching program and of course thru the constant reminders by my mom(mommy rita dolatre) one of your light of jesus servants of the different programs, articles, books, magazines that i have to follow. it’s really financial literacy that the filipinos need. few more years and retirement is nearing. and i thank the lord thru bro. bo that you opened our eyes. now i’m teaching my family, my staff and my ortho study club the same things & blessings that i got from you. More power!
Hello Bo,
Thank you for sharing this article. I plan to become a member of your truly rich club someday. I hope to become a millionaire to reach out to the needy ones. God bless and more power.
Thanks for your article Bro. Bo! =)
You always inspire me to invest in the stockmarket and ive been an obedient follower since 2009…yes, the stockmarket is the safest way to ensure my future and that of my family. God bless u more and more Bro. Bo!
Dear bro. Bo,
Thank God & thank you so much again for your great insights about investing & preparing for our old age…very true..I’ll share it with my family & I wish, by God’s grace, we would also try to increase our wealth through your guidance, but not to forget..to live simply so that others may simply live too…it means, we have to share our blessings to others…Again, thanks for being a blessing to each one of us receiving e-mails from you..
May the Lord continue to bless you, your family & your ministries….!!!
Thanks for reminding me not to be materialistic, to just live a simple life. With the influence of people around me, I am tempted to buy this gadget, but i realized I really dont need it. Thanks for reminding me to just buy what I need and not what I want.
And thank you too for reminding me to keep investing even if sometimes I lose the inspiration to keep going. And thanks you so much, I just gained 35% profit from ALI.
Hello Bro. Bo! Your featured article is so true. A lot of people don’t realize the importance of financial planning in their lives. Some people don’t even want to talk about it. That’s why I really appreciate an article like this because I’m a financial advisor of AXA Philippines (which is one of the most stable & best investment companies in the country ) & I’ve learned a lot about financial planning. A very humbling experience for me because I’m a medical professional & knew only a few things about money. But because of AXA & along with reading your articles, I became financially literate. Thank you for your insights about money. I’m happy that I’m a member of your TrulyRich Club.
Thanks brother Bo!
I’m with you. I also strongly believe that one day will come when majority of Filipinos will become investors and entrepreneurs… and not always be viewed as low-income employees. Foreigners will one day come to our country to apply for jobs in our companies.
I believe the Truly Rich Club system is spreading the good news very fast, encouraging more and more Filipinos to invest day after day. Once 50% of Filipinos are investing in the stock market, no doubt we could be more wealthy than Singapore!
Dear All, if you may call me at +971556887915 if you wish to learn investing. Thank you, Bro. Bo.
or send me an email at rixalud@yahoo.com. Happy investing!
Bo, di ba pang bata lang itong mga investments na ito? I am turning 60 na kasi this year and I am single.
Ibenebenta ko nga tirahan ko to just stay in a simple dwelling like yours so I can also give more to those who are in need like victims of calamities, worthy projects like yours, etc.God bless!
Yeah we are often slaves of the lenders. I was a slave of credit card debt months ago, and I am glad that I was free again. It is so depressing for me back then that all I’ve worked for is just extracted by my credit card bills. I will never go back to that ever again.
About investing, my income and my spending habits are not that good, but I believe this year, I would be able to invest. Thanks Bro. Bo for the words of wisdom you always share, more success to you so that you can share your blessings to more people.
Hi Bro Bo.
I personally want to thank you for directing my finances, through your talks and articles I was able to be freed for being a slave of credit card debts, I was able now I manage to use it responsibly. Also, I am into stocks and real estate investments, these are all because of financial literacy you shared with us. I’ve learned to leave with the 70% and still able to donate and lend to others. God bless you more!
dear brother Bo,
I am Indonesian. we are living in almost similar country.
thanks so much for the ideas you write in your web. it is really source of wisdom for me. I am a pastor, living in rural area, serving poor people. i told them teaching i got from your web. i hope to see them transform from poor to rich people spiritually, mentally, and financially.
again i thank you and may God bless you,
I would like to add a fourth - Reply.
Giving back wealth to God through ministries, feeding the poor, donating in God’s works opens the flood gates of heaven so that the storehouses can be full. Invest in companies that have good corporate social responsibility projects. You can be assured they will be blessed too.
May God be praised.
Brother Bo,
YOU ARE AWESOME.
thank you lord for giving us BRO BO…..GODBLESS AND MORE POWER…
I agree to all the positive i read in here today…and i would like to add this very important thing in a life of a follower of God. Remember God is the truly giver of prosperity! And you can have such real prosperity of the Lord when you are growing and increasing in your personal intimacy with the living God. Jesus in the human form owns heavens and earth but he said…i even had no pillow for my head (in His great wealth Jesus has no stoppers to live life in the fullest on His ongoing humble submission to the first person of the Trinity)…so be the same in all His followers. Seek God’s kingdom first and all we need in life will follow. Beware of earthly prosperity…feed your spiritual need in the terms of God (not in the terms of any religious leaders or religion/s or any nation’s ideology that is really bugos)! Increase your true wealth that is never be robbed, nor eaten by ants/termites and wrecked by the ongoing famine plus inevitable calamities to happen in these last days. Shalom and increasing blessing for the real rich! by Lan Gonzaga StarryHost Mission INt.
Hi Bro Bo,
I would like your stock market investing. But how safe is it?.. especially when a situation comes like the 2008 Global Crisis when lots of Big and Stable Companies close down. Can you give me a bit of idea on this in relation to your stocks investing?
THanks much in advance Bro Bo.
am full of regrets why i only now i know what i should have done earlier …now that am aware of the consequences of not being prepared both financial and spiritual..am ready to take charge…with God guiding me thru your soulfood email, kerygma ,d feast etc…thank you and may The Lord God bless you…and all.
Thank you bro Bo for sharing your wonderful insights about money and investing. Me and wife are blessed by having one of your financial mentors our mentor as well. Few years ago, we had the same problems about money and debts. Through attending Financial Literacy seminars here in Cebu, we were able to get out of debts and we’re on our way to achieving our financial goals by living simply and with great discipline through saving and investing.
For Cebu residents, you can attend Financial Education for FREE. Just email me (princetroy2002@yahoo.com) for more details. We’re on a mission to teach every Filipinos financial literacy and hopefully one day every Filipinos will become their own financial experts.
More power to you and your family!
“God gives us gifts and talents to do good things for us.
It is our duty to do good things to others as our gift to God.”
Grabe, inspiration ka talaga Brother Bo! I created my blog because I read about your experiences. May God bless you more!
Bro. Bo i accidentally found this website of yours and i found it very informative. I’ve seen your talks on tv and wondered how does investing your income work. Now i got the idea but i don’t know where to start. Is citiseconline really safe? I’m somewhat afraid to open an account but i really do wanna try it. I’m doing my own research now since i want to educate myself before staring. Can you give me any advice? Thank you.
another inspiring article from you bro bo i salute you
[…] The message was so timely and relevant that I recommend you spare a few minutes reading it (http://bosanchez.ph/create-wealth-for-your-old-age/). According to him there are three steps to establish […]
Thanks Bro Bo for sharing your informative insight. I am interested in investing in a equity fund, please help me to start off. 3 R’s, i will kept that in mind.
Dear Bro. Bo Sanchez. My wife and I are OFWs here in Dubai. We would like to give a small, monthly donation to Anawim, to help the elderly who have been abandoned by their families. Which bank account can we remit to? Can I have the bank account details?
—-
I know that you have a lot of ministries, but we specifically want our donations to go to Anawim. Do you have a separate account for Anawim donations?
Thank you and more power to you. You have blessed God’s people far more than you can ever imagine.
Jeffrey Sy
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Ronni is a good friend and a very successful businessman. When I asked him why he’s so successful, he told me a very peculiar reason: He said that when he was growing up as a kid, his father prohibited them from talking about gossip around the dinner […] Read more »
Are You A Friend Of God?
One day, a man came up to me and asked, “Did you come up withKerygma?” “Yep,” I said, “Started it way back in 1990.” “And after that, you published other magazines, like Didache, Gabay, Companion, Sabbath…” “Yes,” I said. He grabbed my arm and asked, “Bo, can I ask you a question?” “Shoot,” I said. “Where do you get all your […] Read more »
Why God Invented Mothers
Last week, my mother died. Looking at her lifeless body in her simple white coffin, and remembering her permanent impact in my life, I realized that mothers are God’s greatest inventions. Why did God invent mothers? Because there are a few things that only mothers can do… I needed someone crazy enough to carry me in her womb for […] Read more »
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